Top financial advisors working with dentists
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're a dentist, you likely face unique financial challenges like managing irregular income and planning for retirement while handling practice expenses. Without an advisor who understands these nuances, you might miss opportunities to optimize your cash flow or tax situation.
- Practice cash flow insight. Look for advisors who consider how your practice's income cycles affect your personal finances.
- Tax planning for dentists. Confirm they address deductions and tax strategies specific to dental professionals.
- Retirement plan options. Ask how they evaluate plans like SEP IRAs or solo 401(k)s based on your practice structure.
- Debt management experience. Ensure they can help balance student loans and practice financing alongside your investment goals.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Ethan S
Series 65
St. Louis, MO
Focus Partners Wealth, LLC
Ethan Singer is equipped to assist dentists with retirement plans like SEP IRAs and solo 401(k)s, addressing the unique financial needs of business owners in the dental field. Operating from a large firm, he offers a flat-fee structure and serves high-net-worth clients, combining active and passive investment strategies within a tax- and fee-sensitive framework, which may appeal to established professionals seeking comprehensive wealth management.
Experience: 2 years
Avg account: $2,557,933
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Stephen B
CFP®
Charlotte, NC
Flat Fee Financial LLC
Stephen Boatman specializes in financial planning for dentists, addressing unique challenges like student loan debt and retirement options with a decade of experience. His flat-fee structure, discounted rates for recent dental graduates, and focus on alternative investments such as real estate and private credit distinguish him from others, offering a comprehensive approach beyond traditional stock market solutions.
Experience: 10 years
Avg account: $631,559
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James A
Series 63, Series 65
Augusta, GA
Merrill
James Adams specializes in financial advising for dentists, offering expertise in retirement income strategy and tax-loss harvesting, which are crucial for managing the unique financial challenges dentists face. As a seasoned advisor at Merrill with 30 years of experience and a 1.10% AUM fee, he serves mid-career professionals and high earners, providing a large-firm resource advantage compared to smaller practices.
Experience: 30 years
Avg account: $860,085
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Paul N
Series 65
Frisco, TX
Cain, Watters & Associates, LLC
Paul Nelson specializes in financial planning for dentists, offering expertise in retirement plans like SEP IRAs and solo 401(k)s, as well as tax strategies tailored for small businesses. Operating from Frisco, TX, he provides flat-fee and independent advisory services through Cain, Watters & Associates, a firm focused on dental healthcare professionals, combining financial planning with accounting and tax services to address practice cash flow and tax planning needs.
Experience: 1 year
Avg account: $1,292,019
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David B
Series 66
Anchorage, AK
Edward Jones
David Balmer specializes in financial planning for dentists, focusing on retirement plans like SEP IRAs and solo 401(k)s, as well as business succession and exit strategies. Based in Anchorage, Alaska, he brings nine years of experience and a Series 66 designation, working within Edward Jones, a large firm serving over four million clients with diverse advisory programs and a national network, which may offer broader resources compared to smaller firms.
Experience: 9 years
Avg account: $246,728
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