Top financial advisors in Destin, FL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're moving to Destin, FL, or managing wealth here, you need an advisor who understands how to navigate Florida's unique tax landscape, especially since there's no state income tax but other taxes like property and sales tax still impact your finances. A common mistake is assuming "no state income tax" means you can ignore tax planning altogether.
- Federal tax focus. Confirm how they optimize your strategy around federal income tax, since Florida's tax system shifts the burden elsewhere.
- Property tax insights. Ask how they incorporate Florida's property tax and homestead protections into your long-term plan.
- Wealth migration experience. Look for advisors familiar with clients relocating to Florida, as this affects estate and retirement planning.
- Tourism-related tax impact. Understand how local sales and tourism taxes might influence your spending and investment decisions.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Joseph K
Series 66, Series 63
Destin, FL
Cornerstone Wealth Management, LLC
Joseph Keifer's 29 years of experience and focus on charitable giving and philanthropy equip him to address complex wealth management needs in Destin, FL, including tax planning nuances. His firm offers flat-fee financial planning and pension consulting, serving individuals, trusts, and charitable organizations with a multi-brand approach supported by LPL's technology, distinguishing him from advisors with narrower service scopes.
Experience: 29 years
Avg account: $386,247
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Hunter E
Series 66
Destin, FL
Merrill
Hunter Eager in Destin, FL, offers expertise in tax-loss harvesting and both active and passive portfolio management, which can help navigate Florida's unique tax environment. Working at Merrill, a large firm with a broad client base and managed account services, he brings three years of experience and access to investment strategies from Bank of America's Chief Investment Office, distinguishing him from advisors at smaller firms.
Experience: 4 years
Avg account: $860,085
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Mark D
Series 63, Series 65, Series 66
Destin, FL
RFG Advisory, LLC
Mark Dutram's 32 years of experience and Series 63, 65, and 66 credentials equip him to address the complex tax and retirement planning needs of clients in Destin, FL, including business owners and professionals. His firm, RFG Advisory, offers a blend of active and passive investment strategies with tax-aware approaches, serving a diverse clientele through flat-fee and negotiable AUM structures, which may appeal to those seeking flexible fee options and comprehensive wealth management.
Experience: 32 years
Avg account: $295,694
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James K
Series 63, Series 65
Destin, FL
Eagle Strategies (NY Life)
James Kersanac's 23 years of experience and affiliation with Eagle Strategies in Destin, FL, equip him to address retirement planning and business exit strategies, which are crucial for clients navigating Florida's tax environment. His flat-fee structure and work with diverse clients, including business owners and executives, differentiate him by offering tailored, non-discretionary investment management within a large firm setting.
Experience: 23 years
Avg account: $235,446
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Amy P
Series 63, Series 65
Destin, FL
LPL Financial
Amy Parrish's 16 years of experience in Destin, FL, and her Series 63 and 65 licenses equip her to address the area's unique tax considerations, including property and sales taxes. Affiliated with LPL Financial, a large firm offering flat-fee and hourly financial planning, she brings additional insight from managing family rental properties, which may benefit clients navigating local real estate and wealth migration complexities.
Experience: 16 years
Avg account: $399,489
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