Top advisors focused on early retirement planning in the US
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're thinking about retiring earlier than the traditional age, you need an advisor who understands how to balance your savings, investments, and expected expenses over a longer retirement period. Without this focus, it's easy to underestimate how long your money needs to last, risking running out of funds too soon.
- Withdrawal strategy clarity. Ask how they plan your income streams to avoid depleting your savings prematurely.
- Healthcare cost planning. Early retirees often face years without employer coverage; confirm how they factor these expenses into your budget.
- Social Security timing. Early retirement changes when and how you claim benefits; check their approach to optimizing your Social Security income.
- Tax impact awareness. Early withdrawals can trigger unexpected taxes; ensure they model these effects in your plan.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Aubrey W
Series 65
Goleta, CA
Open Path Financial
Aubrey Williams specializes in early retirement planning with a focus on retirement income strategy and tax planning, making him capable of addressing the complexities of retiring early in the US. His flat-fee structure and independent status at Open Path Financial, combined with his background in defense technology and experience with long-term asset allocation using low-cost funds, differentiate him from other advisors who may have different fee models or investment approaches.
Experience: 2 years
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Larry D
Series 63, Series 65
South Holland, IL
Blueprint Financial Advisors
Larry Deyoung specializes in early retirement planning with 49 years of experience, offering expertise in retirement income strategy and income planning. His firm, Blueprint Financial Advisors, uses a globally diversified investment approach with strategic and tactical asset allocation, providing flat-fee and hourly financial planning options. Located in South Holland, IL, he serves a diverse client base including individuals and pension plans, distinguishing him with a seasoned and independent advisory style.
Experience: 49 years
Avg account: $495,146
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Steve S
VerifiedCFP®
Eldersburg, MD
ABEL Financial Management Co.
Steve Stern specializes in early retirement planning with 12 years of experience and a CFP® certification, offering expertise in Roth conversion strategy and tax planning to help manage long-term retirement finances. Based in Eldersburg, MD, he leads a family-owned firm serving about 60 high-net-worth families, emphasizing accountability and proactive financial therapy, which distinguishes his personalized approach from other advisors.
Experience: 12 years
Avg account: $1,375,594
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Jeremy K
Series 66
Hoffman Estates, IL
Edward Jones
Jeremy Klein specializes in early retirement planning, offering expertise in retirement income strategy and tax impact awareness, which are crucial for managing longer retirement periods. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he provides access to diverse investment strategies and a broad support network, differentiating him from advisors at smaller firms or with less comprehensive resources.
Experience: 0 years
Avg account: $246,728
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Kevin M
Series 65, Series 66
Wake Forest, NC
Wealth More Enterprise, Inc.
Kevin Matthews specializes in early retirement planning, offering expertise in cash flow, budgeting, and debt management, which are crucial for managing finances over an extended retirement period. Operating from Wake Forest, NC, he provides flat-fee and subscription-based financial planning through Wealth More Enterprise's digital platform, blending proprietary algorithms with personal consultations, distinguishing him with a tech-forward yet personalized approach.
Experience: 4 years
Avg account: $1,121
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