Flat-fee financial advisors
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a flat-fee financial advisor when you want clear, predictable costs instead of fees based on your assets. Without this focus, you could end up with unexpected charges that complicate your financial planning. Flat fees mean you pay a set amount for services, which can help you budget better.
- Fee structure clarity. Confirm exactly what services are included in the flat fee and what might trigger extra charges.
- Service scope. Ask if the flat fee covers comprehensive planning or only specific areas like investments or retirement.
- Experience with flat fees. Look for advisors who have a track record of working successfully under flat-fee arrangements, ensuring they can deliver value without asset-based incentives.
- Firm size impact. Consider how working with advisors from large firms versus smaller ones might affect your flat-fee experience and service flexibility.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jared F
Series 65
Huntington Beach, CA
Northwest Asset Management
Jared Fruth offers flat-fee financial consulting with fees tailored to the scope and complexity of services, making him suitable for clients seeking predictable costs in the US. With four years of experience and a Series 65 designation, he operates within Northwest Asset Management, a firm managing $3.6 billion and serving diverse clients, employing a fiduciary approach and Modern Portfolio Theory, which may provide a more structured investment strategy compared to other flat-fee advisors.
Experience: 4 years
Avg account: $1,472,895
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Edwina M
Series 65
Cincinnati, OH
Waverly Advisors, LLC
Edwina Martin offers flat-fee financial planning with fees ranging from $500 to $50,000 depending on scope, making her suitable for clients seeking predictable costs in the US. With expertise in private investments, real estate, and tax-loss harvesting, she brings a diverse skill set from her roles at Waverly Advisors and prior tax planning experience, differentiating her through a blend of alternative strategies and a firm that serves individuals and corporations alike.
Experience: 2 years
Avg account: $1,639,930
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Wesley P
Series 63, Series 66
Fort Worth, TX
Wells Fargo Clearing
Wesley Pool offers flat-fee financial advisory services through Wells Fargo Clearing, which provides retirement plan consulting with a focus on modern portfolio theory and tailored risk management. With 14 years of experience and a background including JPMorgan Securities and entrepreneurship, he serves high-net-worth clients from a large firm, combining comprehensive investment options with structured, predictable fee arrangements.
Experience: 15 years
Avg account: $475,575
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Hassan A
Series 65, Series 63
Rockville, MD
LPL Financial
Hassan Al Kadhimi offers flat-fee financial planning and consulting services, making costs predictable for clients seeking clear budgeting in the US. Operating within LPL Financial, a large firm, he brings expertise in wealth management, retirement plans for business owners, and college savings, supported by a broad product range and in-house research, which may provide more comprehensive options compared to smaller firms.
Experience: 2 years
Avg account: $399,489
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Amanda S
Series 66
Ft. Wayne, IN
Raymond James & Associates
Amanda Scheele offers flat-fee financial planning and investment consulting services through Raymond James & Associates, making her well-suited for clients seeking predictable costs in the US. With 15 years of experience, a Series 66 designation, and a background at Wells Fargo, she serves a diverse clientele including individuals and institutions, benefiting from the resources of a large firm while providing tailored financial plans.
Experience: 15 years
Avg account: $788,879
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