Top financial advisors in Franklin, KY
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Franklin, KY when you're planning for retirement and want to make your savings last longer in a lower-cost area. A common mistake is underestimating how far your retirement dollars can stretch here, which can lead to overly conservative or aggressive plans.
- Local cost of living insight. Confirm how they factor Franklin's lower expenses into your retirement budget.
- Retirement income sequencing. Ask how they plan withdrawals to balance longevity and lifestyle.
- Tax impact awareness. Discuss how state and local taxes affect your retirement income.
- Experience with regional markets. Ensure they understand local investment opportunities and risks.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Sally M
CFP®, Series 66
Franklin, KY
Edward Jones
Sally Maloney's expertise in retirement income strategy and general retirement planning, combined with her CFP® certification and six years of experience, equips her to address the unique financial needs of retirees in Franklin, KY. Working with Edward Jones, a large firm managing over $1 trillion in assets, she offers advisory programs with fees up to 1.35% annually, providing access to extensive resources and a broad client network.
Experience: 6 years
Avg account: $246,728
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David C
Series 63, Series 65
Portland, TN
Primerica Advisors
David Clutter brings over two decades of experience and specializes in income planning and tax-loss harvesting, which are crucial for managing retirement income in Franklin, KY's lower-cost environment. Operating from a large firm, Primerica Advisors, he offers discretionary asset management with a tiered wrap-fee structure, differentiating him through a blend of seasoned expertise and structured investment options.
Experience: 23 years
Avg account: $228,117
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Derrick P
CFP®, Series 66
Bowling Green, KY
Journey Financial Management, LLC
Derrick Palmer's experience with passive, index investing and his CFP® certification equip him to address retirement planning needs in Franklin, KY, considering local cost of living and tax impacts. Based in nearby Bowling Green, he offers flat-fee financial planning through Journey Financial Management, serving individuals and high-net-worth clients with a data-driven, ETF-focused approach, distinguishing him from advisors with different investment styles or fee structures.
Experience: 11 years
Avg account: $751,424
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Timothy R
Series 63
Alvaton, KY
LPL Financial
Timothy Risher's 36 years of experience and expertise in wealth management and retirement plans for business owners equip him to address retirement planning needs in Franklin, KY, considering local cost of living and tax impacts. His affiliation with LPL Financial, a large firm offering flat-fee financial planning and in-house research, distinguishes him by providing access to diverse investment solutions and seasoned advisory support.
Experience: 37 years
Avg account: $399,489
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Jacob M
Series 66
Auburn, KY
TAVCO Financial Advisory, Inc
Jacob Mudd offers wealth management services from Auburn, KY, near Franklin, with a focus on individual and high-net-worth clients. His firm uses fundamental analysis and manages assets non-discretionarily, charging a combined fee of 1.85%, which may differ from other advisors' approaches and fee structures in the region.
Experience: 3 years
Avg account: $197,905
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