Top general retirement planning financial advisors
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
Planning for retirement means more than just saving money; it often starts when you’re thinking about when to stop working or how to replace your paycheck. A common mistake is focusing only on investments without a clear plan for income, taxes, and expenses in retirement.
- Income sequencing. Ask how they plan to draw income from different sources like Social Security, pensions, and savings to keep your money lasting.
- Tax impact awareness. Confirm they consider how withdrawals affect your tax bracket and Medicare costs, not just investment returns.
- Expense forecasting. Look for advisors who help you estimate future costs realistically, including healthcare and lifestyle changes.
- Longevity planning. Check if they prepare for a retirement that could last 30 years or more, avoiding running out of money too soon.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Sarah C
CFP®, Series 63, Series 65
Boston, MA
Santander Securities LLC
Sarah Currier Barrella specializes in general retirement planning with 26 years of experience and CFP® certification, making her well-equipped to address income sequencing, tax impacts, and expense forecasting for retirement. Based in Boston and affiliated with Santander Securities LLC, she offers a 1.30% AUM fee structure and serves a diverse client base through discretionary portfolio management, distinguishing her with broad expertise and a seasoned, independent approach.
Experience: 26 years
Avg account: $263,306
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Amanda S
Series 66
Ft. Wayne, IN
Raymond James & Associates
Amanda Scheele specializes in general retirement planning with 15 years of experience and a Series 66 designation, making her well-equipped to address income sequencing, tax impacts, and expense forecasting for retirement. Working at Raymond James & Associates, a large firm offering flat-fee and hourly fee structures, she serves a diverse client base including individuals and institutions, providing tailored financial plans supported by robust research and planning tools.
Experience: 15 years
Avg account: $788,879
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Lori F
Series 66
East Lansing, MI
Edward Jones
Lori Fell specializes in general retirement planning and multi-generational wealth transfer, bringing 16 years of experience and a Series 66 designation to clients in East Lansing, MI. Working with Edward Jones, a large firm managing over $1 trillion in assets, she offers a range of advisory programs including tax-efficient services and wrap fee options with fees up to 1.35% annually, distinguishing her through comprehensive firm resources and personalized business ownership insight.
Experience: 16 years
Avg account: $246,728
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Kenneth B
Series 63, Series 65
Portland, ME
Headinvest
Kenneth Blaschke specializes in general retirement planning with 16 years of experience, offering flat-fee financial planning typically ranging from $3,000 to $5,000. Based in Portland, ME, he works independently at HeadInvest, a firm known for its holistic, asset-allocation approach that emphasizes tax efficiency and serves high-net-worth clients, distinguishing him from advisors with different fee structures or client focuses.
Experience: 16 years
Avg account: $1,915,704
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Michael I
Series 63, Series 65
Livingston, NJ
Raymond James Financial
Michael Ipp specializes in general retirement planning with 41 years of experience, offering expertise in income sequencing, tax impact awareness, and expense forecasting. Based in Livingston, NJ, he operates within Raymond James Financial, a large firm known for tailored financial plans and a diverse client base, and provides flat-fee and hourly fee structures, distinguishing him from advisors with different pricing models or firm sizes.
Experience: 42 years
Avg account: $700,796
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