Top advisors focused on general retirement planning in the US
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
Planning for retirement means more than just saving money; it involves timing your income, managing taxes, and preparing for healthcare costs. Without a clear plan, you might run out of money too soon or pay more taxes than necessary.
- Income sequencing. Ask how they plan your withdrawals to balance tax impact and cash flow over your retirement years.
- Social Security timing. Confirm if they help decide when to start benefits to maximize your lifetime income.
- Healthcare cost planning. Look for advisors who consider Medicare and long-term care expenses as part of your overall strategy.
- Inflation and longevity. Ensure they model how rising costs and a longer life expectancy affect your retirement savings.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Sarah C
CFP®, Series 63, Series 65
Boston, MA
Santander Securities LLC
Sarah Currier Barrella specializes in general retirement planning with 26 years of experience and CFP® certification, offering expertise in income planning and tax-loss harvesting to help manage retirement income and taxes effectively. Based in Boston, she works with Santander Securities LLC, which serves a diverse client base through wrap-fee advisory programs and discretionary portfolio management, charging a 1.30% AUM fee, distinguishing her with a broad service platform and seasoned independent advisor status.
Experience: 26 years
Avg account: $263,306
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Amanda S
Series 66
Ft. Wayne, IN
Raymond James & Associates
Amanda Scheele specializes in general retirement planning, offering expertise in income sequencing, Social Security timing, and healthcare cost planning, essential for managing retirement income and expenses. With 15 years of experience at Raymond James & Associates, a large firm known for tailored financial plans and flat-fee structures, she serves a diverse client base including individuals and corporate entities, distinguishing her from advisors focused solely on retail clients or hourly fees.
Experience: 15 years
Avg account: $788,879
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Lori F
Series 66
East Lansing, MI
Edward Jones
Lori Fell specializes in general retirement planning, offering expertise in income sequencing, Social Security timing, and healthcare cost planning, supported by 16 years of experience and a Series 66 designation. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, she provides access to diverse advisory programs and tax-efficient strategies, distinguishing her from advisors at smaller firms or with less comprehensive resources.
Experience: 16 years
Avg account: $246,728
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Kenneth B
Series 63, Series 65
Portland, ME
Headinvest
Kenneth Blaschke specializes in general retirement planning with 16 years of experience, focusing on tax-efficient strategies and income sequencing to help manage retirement income and healthcare costs. Based in Portland, ME, he offers flat-fee financial planning through HeadInvest, which serves high-net-worth clients with a holistic, asset-allocation approach using fixed income and low-cost ETFs, distinguishing him from advisors with different fee structures or investment styles.
Experience: 16 years
Avg account: $1,915,704
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Michael I
Series 63, Series 65
Livingston, NJ
Raymond James Financial
Michael Ipp specializes in general retirement planning with 41 years of experience, offering expertise in income sequencing, Social Security timing, and healthcare cost planning. Based in Livingston, NJ, he operates within Raymond James Financial, a large firm known for tailored financial plans and a diverse client base, and provides flat-fee and hourly fee structures, distinguishing him from advisors with different pricing models or firm sizes.
Experience: 41 years
Avg account: $700,796
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