Top financial advisors in Harrisburg, PA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're approaching retirement age in Harrisburg, PA, and planning your income streams, you need advisors who understand how to maximize your tax-exempt retirement income. A common mistake is treating retirement income planning as a simple budgeting exercise rather than a nuanced tax strategy.
- State tax knowledge. Confirm the advisor knows that retirement income is generally exempt from state income tax after eligible retirement age in Pennsylvania.
- Income sequencing. Ask how they plan the order of withdrawals to optimize tax benefits and cash flow.
- Social Security timing. Inquire about strategies for when to claim benefits to complement your overall retirement income plan.
- Investment alignment. Ensure they consider how your investment choices support sustainable income without triggering unnecessary taxes.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Shannon K
Series 66
Harrisburg, PA
Edward Jones
Shannon Klinger at Edward Jones in Harrisburg, PA, offers wealth management with expertise in tax-loss harvesting and multi-generational wealth transfer, which can support nuanced retirement income planning. With a Series 66 designation and experience at large firms, Shannon provides access to a broad range of advisory programs and serves both individual and institutional clients, differentiating her through firm resources and a comprehensive fee structure up to 1.35% annually.
Experience: 2 years
Avg account: $246,728
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Phillip M
CFP®, Series 63, Series 65
Harrisburg, PA
Pennsylvania Advisory Services, Inc.
Phillip Miles offers extensive expertise in retirement income planning in Harrisburg, PA, with 28 years of industry experience and CFP® certification, ensuring knowledgeable guidance on tax-exempt retirement income and income sequencing. His firm provides both discretionary and non-discretionary portfolio management alongside pension consulting, with a flat-fee structure ranging from $5,000 to $20,000, distinguishing him from advisors who may rely solely on asset-based fees.
Experience: 28 years
Avg account: $88,372
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Tony T
Series 63, Series 66
Harrisburg, PA
Infinity Financial Services Advisory
Tony Tolene in Harrisburg, PA, offers 16 years of experience and holds Series 63 and 66 licenses, supporting clients with options and derivatives strategies. His firm manages $174 million for 642 clients, providing multi-method investment approaches and financial planning, with hourly fees and an independent status that may appeal to those seeking flexible, personalized retirement income planning.
Experience: 16 years
Avg account: $261,020
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Zachary H
Series 66
Harrisburg, PA
Mass Mutual Investors Services
Zachary Hogentogler's 14 years of experience and Series 66 designation equip him to address retirement income planning in Harrisburg, PA, with a focus on cash flow and budgeting strategies. Affiliated with Mass Mutual Investors Services, a large firm offering collaborative annual financial planning and educational seminars, he brings expertise in estate planning and multi-generational wealth transfer, distinguishing him from advisors with narrower specialties.
Experience: 14 years
Avg account: $249,379
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Michael J
Series 65
Harrisburg, PA
Ethos Financial Group, LLC
Michael Johnson, Jr. specializes in retirement withdrawal strategies and tax-loss harvesting, which are crucial for maximizing tax-exempt retirement income in Harrisburg, PA. His firm, Ethos Financial Group, offers flat-fee investment consulting and serves a diverse client base including trusts and estates, using diversified, risk-conscious portfolios supported by AI tools, setting him apart from advisors with more traditional fee structures.
Experience: 0 years
Avg account: $917,081
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