Top advisors focused on henry (high earners, not rich yet) in the US
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're earning a high income but haven't yet built significant wealth, you need an advisor who understands the unique challenges of balancing current expenses with future financial goals. Without this focus, it's easy to overlook strategies that maximize your savings potential while managing lifestyle inflation.
- Cash flow management. Look for advisors who help you prioritize saving and investing without sacrificing your current quality of life.
- Tax-efficient planning. Ask how they approach reducing your tax burden now and in the future, not just at retirement.
- Debt and savings balance. Confirm they consider how to handle student loans or other debts alongside building emergency funds and retirement accounts.
- Career growth integration. See if they factor in your expected income increases and job changes when crafting your financial plan.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jeffrey P
Series 66
Dacula, GA
Merrill
Jeffrey Park specializes in serving high earners who have not yet accumulated significant wealth, offering expertise in tax-loss harvesting and active portfolio management to help balance current expenses with future financial goals. Operating within Merrill, a large firm with diverse managed account programs and a 1.10% AUM fee for managed strategies under $2 million, he brings seven years of experience and a Series 66 credential, making him a strong option for mid-career professionals and business owners in the US.
Experience: 7 years
Avg account: $860,085
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Jace H
CFP®, Series 63, Series 66
Hurst, TX
Leo Wealth, LLC
Jace Hart specializes in advising high earners who have not yet accumulated significant wealth, offering tailored financial planning that addresses cash flow management and tax-efficient strategies. With eight years of experience and CFP® certification, he provides flat-fee and hourly options through Leo Wealth, LLC, which uses diversified ETF portfolios and specialized single-stock models, distinguishing him from advisors focused solely on traditional investment approaches.
Experience: 8 years
Avg account: $1,870,001
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Barbara B
Series 66
Conshohocken, PA
RBC Capital Markets
Barbara Brewer specializes in serving high earners who are not yet wealthy, offering expertise in tax-loss harvesting and wealth management that can help balance current expenses with future financial goals. Based in Conshohocken, PA, she operates within RBC Capital Markets, a large firm providing a range of advisory programs and flat-fee options, which may appeal to clients seeking structured fees and comprehensive financial planning.
Experience: 20 years
Avg account: $1,017,425
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Richard M
Series 63
Fort Walton, FL
Cetera
Richard Martin specializes in serving high earners who haven't yet accumulated significant wealth, offering expertise in wealth management, tax-loss harvesting, and retirement plans tailored for business owners. His flat-fee structure and affiliation with Cetera, a large firm providing diverse portfolio management and fiduciary solutions, distinguish him from others. With 28 years of experience and a background in tax preparation, he integrates tax-efficient planning and cash flow management to address the unique challenges faced by this demographic.
Experience: 28 years
Avg account: $306,089
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Thomas P
Series 65
Brookfield, WI
Annex Wealth Management, LLC
Thomas Phillipsen specializes in serving high earners who have not yet accumulated significant wealth, offering expertise in wealth management, options and derivatives strategies, and tax-loss harvesting to help balance current expenses with future goals. Based in Brookfield, WI, he operates within Annex Wealth Management, a firm managing over $8 billion with a team-oriented investment approach, providing flat-fee consulting and serving both high-net-worth and mid-career professional clients.
Experience: 0 years
Avg account: $1,117,200
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