Independent financial advisors
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek an independent financial advisor when you want advice free from firm-driven product sales or conflicts of interest. The key risk is working with someone who claims independence but is still influenced by affiliations or incentives.
- True independence. Confirm how the advisor maintains independence in their recommendations and whether they avoid proprietary products.
- Fee structure clarity. Independent advisors often have transparent fees; ask how they charge and what services are included.
- Firm affiliations. Even independent advisors may be part of larger networks; understand how this affects your advice.
- Experience with your goals. Check if the advisor has worked with clients whose financial situations and objectives resemble yours.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jared F
Series 65
Huntington Beach, CA
Northwest Asset Management
Jared Fruth offers independent financial advice with a focus on retirement income strategy, wealth management, and active portfolio management, suitable for clients seeking unbiased guidance in the US. His firm, Northwest Asset Management, manages $3.6 billion for a diverse client base and uses a fiduciary approach with Modern Portfolio Theory, while Jared provides flexible fee options including flat fees and hourly rates, differentiating him from advisors with fixed AUM fees.
Experience: 4 years
Avg account: $1,472,895
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Edwina M
Series 65
Cincinnati, OH
Waverly Advisors, LLC
Edwina Martin is well-suited for clients seeking independent financial advice in the US, offering expertise in private and alternative investments, real estate, and ESG investing. Her firm, Waverly Advisors, LLC, provides both discretionary and non-discretionary portfolio management with transparent flat-fee and tiered AUM options, catering to individuals and corporations, which distinguishes her from advisors with narrower service scopes or fee structures.
Experience: 2 years
Avg account: $1,639,930
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Craig M
Series 63, Series 65
Columbia, SC
Capital Investment Advisory Services, LLC
Craig Mcdaniel Jr. offers independent financial advice with 13 years of experience, specializing in active portfolio management and retirement plans for business owners. His firm provides customized investment management using discretionary mandates and third-party managers, ensuring tailored strategies. Charging hourly fees capped at $250, he serves a diverse client base including individuals and corporations, distinguishing him through a blend of analytical methods and ongoing portfolio monitoring in Columbia, SC.
Experience: 13 years
Avg account: $373,429
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David H
Series 65
Irvine, CA
Martin Wealth Management, LLC
David Hart offers expertise in wealth management and retirement income strategy, making him well-suited for clients seeking independent financial advice in the US. With 15 years of experience and a Series 65 designation, he works at Safeguard Investment Advisory Group, which manages over $600 million and serves a diverse client base, providing discretionary portfolio management and fee-based planning with a fundamental-analysis approach.
Experience: 15 years
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Sarah C
CFP®, Series 63, Series 65
Boston, MA
Santander Securities LLC
Sarah Currier Barrella's 26 years of experience and CFP® certification equip her to provide independent financial advice tailored to diverse client needs, including retirement and income planning. Operating through Santander Securities LLC, she offers wrap-fee advisory programs with discretionary portfolio management, distinguishing her with a 1.30% AUM fee and expertise in ESG investing and tax-loss harvesting, which may appeal to clients seeking sustainable and tax-efficient strategies.
Experience: 26 years
Avg account: $263,306
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