Top financial advisors in Johnstown, PA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're approaching retirement age in Johnstown, PA, you might be looking for guidance on how to manage your income streams to last through your retirement years. A common mistake is not accounting for the state-specific tax exemption on retirement income, which can affect your withdrawal strategy.
- Retirement income planning. Confirm how the advisor incorporates Pennsylvania's exemption of retirement income from state tax into your cash flow projections.
- Withdrawal sequencing. Ask how they prioritize which accounts to draw from first to optimize tax efficiency and longevity.
- Social Security timing. Discuss strategies for when to start Social Security benefits to maximize your overall retirement income.
- Longevity risk management. Ensure they consider your life expectancy and potential healthcare costs when planning your income streams.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Kayla P
Series 63, Series 65
Johnstown, PA
Guardian Life
Kayla Puchko Stephenson specializes in retirement income strategy and wealth management, making her well-suited to address retirement income planning in Johnstown, PA, including tax-efficient withdrawal sequencing. Affiliated with Guardian Life and Park Avenue Securities, she offers flat-fee financial planning and has 17 years of experience, providing access to diverse investment strategies through a large firm managing $15 billion in assets.
Experience: 17 years
Avg account: $230,599
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Christian K
Series 66
Johnstown, PA
Atlas Private Wealth Advisors
Christian Konicky specializes in retirement income strategy in Johnstown, PA, with a focus on managing income streams and tax-efficient withdrawal sequencing. His firm, Atlas Private Wealth Advisors, serves a diverse client base including high-net-worth individuals and small businesses, offering both discretionary portfolio management and flexible fee structures such as flat fees and hourly rates, which may appeal to clients seeking tailored financial planning options.
Experience: 3 years
Avg account: $706,839
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Robert V
Series 63
Johnstown, PA
Ameriprise
Robert Vamos specializes in retirement income strategy and Social Security optimization, making him well-suited to help clients approaching retirement in Johnstown, PA. With over 34 years of experience at large firms like Ameriprise and LPL Financial, he offers a tax-aware withdrawal approach and a competitive 0.15% AUM fee, distinguishing him from other local advisors.
Experience: 35 years
Avg account: $471,167
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Colt M
Series 66
Johnstown, PA
Cetera
Colt Mckelvey in Johnstown, PA, offers retirement income planning with expertise in wealth management and tax-loss harvesting, which can help optimize withdrawal sequencing and tax efficiency. Affiliated with Cetera, a large SEC-registered firm, he provides flexible fee options including flat fees and hourly rates, catering to business owners and executives with five years of industry experience.
Experience: 5 years
Avg account: $306,089
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Jacob S
Series 65
Johnstown, PA
Wealth Enhancement Advisory Services, LLC
Jacob Sewalk specializes in retirement planning for Baby Boomers in Johnstown, PA, with expertise in active portfolio management and business exit strategies. Affiliated with Wealth Enhancement Advisory Services, a large firm managing over $122 billion, he offers flat fees starting at $250, providing accessible financial planning supported by a diversified investment approach blending passive and active management.
Experience: 2 years
Avg account: $1,378,035
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