Top financial advisors in Johnstown, PA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're approaching retirement age or already retired, managing your income streams to last through your retirement years is crucial. A common mistake is not accounting for how state tax exemptions on retirement income after a certain age can affect your overall plan.
- Retirement income planning. Confirm how the advisor incorporates state tax exemptions into your income strategy to avoid unnecessary tax burdens.
- Withdrawal sequencing. Ask how they prioritize which accounts to draw from first to optimize tax efficiency and cash flow.
- Longevity risk management. Ensure they consider how to sustain your income if you live longer than expected, balancing spending and investment growth.
- Social Security timing. Discuss strategies for when to claim benefits to maximize your lifetime income based on your unique situation.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Kayla P
Series 63, Series 65
Johnstown, PA
Guardian Life
Kayla Puchko Stephenson offers retirement income planning expertise in Johnstown, PA, supported by 16 years of experience and Series 63 and 65 credentials. Affiliated with Primerica Advisors and Park Avenue Securities, she provides flat-fee financial planning and consulting services, catering to self-employed and business owner clients, distinguishing her with a large-firm resource base and flexible fee structures.
Experience: 17 years
Avg account: $230,599
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Megan C
Series 65, Series 63
Johnstown, PA
LPL Financial
Megan Chernisky in Johnstown, PA, offers retirement income planning with a focus on tax-loss harvesting and retirement plans for business owners, supported by LPL Financial's large-firm resources. Her flat-fee structure and access to in-house research distinguish her from others, despite her relatively recent entry into the industry with one year of experience.
Experience: 2 years
Avg account: $399,489
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Ethan S
CFP®, Series 66
Johnstown, PA
Cetera
Ethan Stewart specializes in retirement planning for those approaching retirement in Johnstown, PA, with expertise in tax-loss harvesting and retirement plans for business owners. His flat-fee structure and affiliation with Cetera, a large firm offering diverse portfolio management options, distinguish him from others who may have different fee models or smaller firm resources.
Experience: 11 years
Avg account: $306,089
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Zachary C
Series 63, Series 66
Johnstown, PA
CWA Asset Management Group
Zachary Craig specializes in retirement income strategy and active portfolio management, making him well-suited to address retirement income planning and withdrawal sequencing in Johnstown, PA. His firm offers family-office services and access to private pooled investments, catering to high-net-worth clients with a flat-fee or negotiated financial planning structure, distinguishing him from advisors with more traditional fee models.
Experience: 17 years
Avg account: $2,267,953
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Jamie R
CFP®, Series 63, Series 65
Johnstown, PA
GWN Securities Inc.
Jamie Rutledge specializes in retirement withdrawal strategies and tax-loss harvesting, making him well-equipped to manage retirement income planning in Johnstown, PA. With 10 years of experience and CFP® certification at GWN Securities, a large firm managing $3.65 billion, he offers flat-fee and hourly financial planning options, distinguishing him from advisors with different fee structures or smaller firm resources.
Experience: 11 years
Avg account: $125,430
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