Top financial advisors in Lake City, FL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're planning your financial future in Lake City, FL, you might be considering how to manage your investments and taxes without the complexity of state income tax. A common mistake is overlooking how federal taxes, property taxes, and sales taxes impact your overall financial picture.
- Federal tax focus. Since Florida has no state income tax, ask how the advisor plans around federal tax rules to optimize your returns.
- Property tax insights. Florida's property taxes can affect your wealth; check how the advisor incorporates this into your long-term plan.
- Homestead protections. These can shield your primary residence from creditors and taxes; confirm the advisor understands how to leverage these benefits.
- Wealth migration strategies. Florida attracts many relocating for tax reasons; see if the advisor has experience helping clients navigate this transition.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Laura T
CFP®, Series 63
Lake City, FL
GWN Securities Inc.
Laura Thompson's 30 years of experience and CFP® certification equip her to address the complexities of federal tax planning and property tax considerations in Lake City, FL. Working at GWN Securities, a large firm managing $3.65 billion, she offers flat-fee financial planning and specializes in tax-loss harvesting and retirement withdrawal strategies, distinguishing her with a broad investment approach and seasoned expertise.
Experience: 30 years
Avg account: $125,430
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John K
Series 63, Series 65
Lake City, FL
Gulfcoast Financial Services, Inc.
John Kuykendall in Lake City, FL, offers expertise in annuities, private investments, and retirement plans for business owners, supported by 32 years of experience and Series 63 and 65 licenses. His firm applies Modern Portfolio Theory for tailored portfolios and provides both discretionary and non-discretionary advisory services, with flexible flat-fee and hourly financial planning options, distinguishing him from other local advisors.
Experience: 32 years
Avg account: $272,533
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Richard C
Series 65
Lake City, FL
Mass Mutual Investors Services
Richard Cieslik III brings 28 years of experience and a Series 65 credential to financial planning in Lake City, FL, with specialties in divorce financial planning and multi-generational wealth transfer. Affiliated with Mass Mutual Investors Services, a large firm offering collaborative annual planning and specialty services, he also serves business owners and provides insurance solutions, distinguishing him from advisors focused solely on investment management.
Experience: 28 years
Avg account: $249,379
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James Y
Series 63, Series 65
Lake City, FL
Primerica Advisors
James Yonn offers expertise in tax-loss harvesting and income planning, which are crucial for managing federal taxes and property tax impacts in Lake City, FL. Working with Primerica Advisors, a large firm providing discretionary asset management and tiered wrap fees, he brings nine years of experience and a background in public service, distinguishing him from other advisors in the area.
Experience: 9 years
Avg account: $228,117
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Jessica H
Series 66
Lake City, FL
Edward Jones
Jessica Harris in Lake City, FL, specializes in wealth management and tax-loss harvesting, which can help optimize federal tax strategies important in Florida's tax environment. Affiliated with Edward Jones, a large firm serving over four million clients, she offers a comprehensive range of advisory programs with a fee structure up to 1.35% annually, distinguishing her through broad resources and multi-generational wealth transfer expertise.
Experience: 0 years
Avg account: $246,728
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