Top advisors focused on long-term care insurance in the US
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might need a long-term care insurance advisor if you're planning for potential future care needs that could last years, such as assisted living or in-home nursing. Without expert guidance, you risk choosing coverage that doesn't match your likely care costs or personal health situation.
- Policy customization. Look for advisors who tailor coverage options to your health status and family history, not just standard plans.
- Benefit triggers. Ask how they explain when and how benefits start paying out, ensuring you understand the fine print.
- Cost management. Confirm they help balance premiums with coverage limits to avoid overpaying or underinsuring.
- Integration with finances. Check if they consider how long-term care insurance fits with your overall retirement and estate plans.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Aden P
CFP®, Series 65
Simpsonville, SC
JEHM Wealth & Retirement, LLC
Aden Partee specializes in long-term care insurance, offering tailored coverage options that consider your health status and family history, which is crucial for managing future care costs. Based in Simpsonville, SC, he provides flat-fee financial planning ranging from $500 to $5,000 and employs a client-specific asset allocation approach, combining fundamental and technical analysis, distinguishing him from advisors with more generic strategies.
Experience: 2 years
Avg account: $555,542
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Carey Y
Series 63, Series 65
Crown Point, IN
Equity Services, inc.
Carey Yukich specializes in long-term care insurance and brings 24 years of experience, offering tailored financial planning with flat fees up to $1,200. Operating from Crown Point, IN, he works within a large firm that serves diverse clients including trusts and charitable organizations, providing both discretionary and client-approved investment management. His background as a founder and community board member adds depth to his advisory approach compared to others focused solely on insurance.
Experience: 24 years
Avg account: $221,971
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Phillip R
CFP®, Series 63, Series 65
Lawrence, KS
Rademacher Financial, Inc.
Phillip Rademacher's 33 years of experience and CFP® certification equip him to address long-term care insurance needs with a focus on integrating coverage into overall retirement and estate plans. Operating independently with a flat-fee structure, his firm offers discretionary portfolio management and retirement plan consulting, serving a diverse client base including individuals and trusts, which distinguishes him from advisors with narrower scopes or different fee models.
Experience: 33 years
Avg account: $568,489
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James N
Series 63, Series 65
Chicago, IL
IP Financial Advisory Services LLC
James Neaylon specializes in long-term care insurance and brings 39 years of experience, offering tailored coverage options that consider individual health and family history. Operating from Chicago, IL, he provides flat-fee and hourly consulting through IP Financial Advisory Services, which focuses on customized portfolios for non–high-net-worth clients, blending investment advisory with insurance and risk management services.
Experience: 39 years
Avg account: $240,578
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Gregory S
Series 63, Series 66
Atlanta, GA
Smarr Financial Services Inc.
Gregory Smarr specializes in long-term care insurance, offering tailored coverage options that consider individual health status and family history, which is crucial for managing future care costs. His firm provides a comprehensive range of insurance products and financial planning services with a flat-fee structure, serving diverse clients including high net-worth individuals and trusts, and employs a long-term investment approach, distinguishing him from advisors with narrower focuses or different fee models.
Experience: 20 years
Avg account: $610,840
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