Top financial advisors working with married couples and partners
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a married/couples/partners advisor when you and your partner face joint financial decisions like combining assets, planning for children, or navigating differing retirement goals. Without a focus on couples, advisors can overlook how your financial choices affect your relationship dynamics and shared future.
- Joint goal alignment. Look for advisors who ask about both partners' priorities and help balance sometimes competing financial objectives.
- Communication facilitation. The best matches help you and your partner talk openly about money, reducing misunderstandings and conflict.
- Complex asset coordination. Ask how they handle merging accounts, managing separate finances, and planning for estate or tax implications unique to couples.
- Life event sensitivity. Confirm they consider major couple milestones like marriage, divorce, or caregiving in their planning approach.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Kayla S
Series 65, Series 63
Warwick, RI
Mass Mutual Investors Services
Kayla Santos specializes in advising married couples and partners, addressing complex financial needs like divorce planning, estate guidance, and multi-generational wealth transfer, which are crucial for joint financial decision-making. Based in Warwick, RI, she brings nine years of experience at a large firm, Mass Mutual Investors Services, offering comprehensive services including cash flow management and insurance expertise, distinguishing her through a broad approach to couples' financial planning.
Experience: 10 years
Avg account: $249,379
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Sandra C
Series 63, Series 66
Greenwood Village, CO
Merrill
Sandra Conroy specializes in advising married couples and partners, focusing on wealth management and retirement income strategies that consider joint financial goals and family dynamics. With 40 years of experience at Merrill, a large firm, she offers personalized planning that integrates tax minimization and education planning, distinguishing her through a comprehensive approach to complex family financial needs and a seasoned perspective shaped by her diverse background and personal family experience.
Experience: 41 years
Avg account: $860,085
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Ben S
CFP®
Malvern, PA
Ketwich Capital LLC
Ben Schmid specializes in advising married couples and partners, focusing on joint financial planning and wealth management with a CFP® certification and 17 years of experience. His firm, Ketwich Capital LLC, offers flexible flat-fee and ongoing planning options, catering to high-net-worth clients, which distinguishes him from others by combining personalized service with a strong background in charitable giving and intergenerational family planning.
Experience: 17 years
Avg account: $1,417,865
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Robert K
Series 63, Series 65
Atlanta, GA
Smith & Howard Wealth Management, LLC
Robert Kaercher Jr. specializes in advising married couples and partners, offering expertise in estate planning, cash flow management, and active portfolio strategies, which supports joint financial decision-making and complex asset coordination. Based in Atlanta, he serves high-net-worth clients independently with 16 years of experience at Smith & Howard Wealth Management, where fees include a 1.00% AUM charge and hourly planning rates, distinguishing him by his focus on affluent couples and comprehensive financial services.
Experience: 16 years
Avg account: $3,319,352
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Peter B
Series 66
Onalask, WI
Westminster Financial Advisory Corp
Peter Bittermann specializes in advising married couples and partners, focusing on income planning and retirement income strategies that address joint financial goals and complex asset coordination. With 25 years of experience and a Series 66 designation, he operates independently at Westminster Financial Advisory Corp, which employs a diversified, multi-asset class investment approach and negotiates fees up to 2.5% annually, offering tailored strategies compared to other advisors in the US.
Experience: 26 years
Avg account: $630,085
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