Top financial advisors in Merced, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you own a home in Merced, CA, and are planning your financial future, you need an advisor who understands how Proposition 13 limits your property tax increases over time. Without this knowledge, you might miss opportunities to optimize your tax strategy and long-term wealth.
- Local tax expertise. Confirm the advisor knows how California's high income taxes and Proposition 13 interact with your overall financial plan.
- Homeowner planning. Ask how they incorporate property tax limits into retirement and estate strategies.
- Income tax management. Look for advisors who can navigate California's tax brackets to minimize your tax burden effectively.
- Long-term outlook. Ensure they consider how property tax caps affect your cash flow and investment decisions over decades.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Elias R
Series 63, Series 65
Merced, CA
Centaurus Financial, Inc.
Elias Reyna's 26 years of experience and Series 63 and 65 licenses position him well to address the financial planning needs of Merced homeowners, including managing income planning and Social Security optimization. Working with Centaurus Financial, a large firm offering diverse services and both fundamental and technical investment analysis, he provides flexible fee options and serves a broad client base, distinguishing him from advisors focused solely on individual or small firm practices.
Experience: 27 years
Avg account: $213,989
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Lynnette M
Series 66
Merced, CA
LPL Financial
Lynnette Mcgill Koehn in Merced, CA, offers expertise in wealth management and tax-loss harvesting, which can help navigate California's complex tax environment including Proposition 13. Affiliated with LPL Financial, a large firm, she provides flat-fee financial planning and has 17 years of experience, distinguishing her with a broad client base and access to in-house research support.
Experience: 17 years
Avg account: $399,489
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Mark S
CFP®, Series 63
Merced, CA
Ameriprise
Mark Seivert's 43 years of experience and CFP® certification equip him to address the complex tax and retirement planning needs of Merced homeowners, including Proposition 13 considerations. Working with Ameriprise, a large firm offering algorithm-assisted and personalized advice, he focuses on retirement income strategies and serves clients approaching retirement with significant investable assets, charging a 0.15% AUM fee.
Experience: 44 years
Avg account: $471,167
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Matthew S
Series 63, Series 65
Merced, CA
Thrivent Investment Management
Matthew Sebastian's 24 years of experience and Series 63 and 65 licenses equip him to address complex financial needs for homeowners in Merced, including navigating Proposition 13's property tax limits. Working with Thrivent Investment Management, a large firm offering dedicated planning and managed-account programs, he brings a seasoned approach that balances comprehensive goal-based planning with specialized business ownership considerations.
Experience: 25 years
Avg account: $162,801
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Adam B
Series 66
Merced, CA
Citigroup Global Markets
Adam Bain's 23 years of experience at Citigroup Global Markets equip him to address complex tax strategies relevant to Merced homeowners, including managing California's income tax brackets and Proposition 13 implications. His expertise in tax-loss harvesting and sustainable investing, combined with serving high-net-worth clients through a large firm, distinguishes him from advisors with narrower focuses or smaller practices.
Experience: 23 years
Avg account: $714,318
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