Top financial advisors in Milpitas, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you live in Milpitas, CA, and face complex financial decisions, such as managing high state income taxes or navigating property tax limits under Proposition 13, the advisors below can help you avoid costly mistakes. A common pitfall is not accounting for how California's unique tax rules affect your long-term financial plans.
- State tax expertise. Confirm how they incorporate California's high income taxes into your investment and withdrawal strategies.
- Property tax planning. Ask how they factor in Proposition 13's limits on property tax increases when advising homeowners.
- Fee structure clarity. Understand whether their flat-fee approach aligns with your financial goals and complexity.
- Experience with local markets. Check if they have a track record advising clients in Milpitas or similar California communities.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Nasser A
CFP®, Series 66
Milpitas, CA
Osaic Advisory Services, LLC
Nasser Ahmad's 17 years of experience and CFP® certification equip him to address complex financial decisions in Milpitas, including California's high state income taxes and Proposition 13 property tax limits. Operating within Osaic Advisory Services, a large SEC-registered firm, he offers flat-fee financial planning and consulting services, distinguishing him from advisors with different fee structures or smaller firm affiliations.
Experience: 17 years
Avg account: $508,486
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Rachel L
Series 66
Milpitas, CA
Fidelity
Rachel Lu's experience at Fidelity equips her to address complex financial decisions in Milpitas, including managing California's high state income taxes and property tax considerations under Proposition 13. Her background includes active portfolio management and charitable giving, supported by a large firm's resources and a quantitative, algorithm-driven investment approach, distinguishing her from advisors with smaller firm affiliations or less specialized expertise.
Experience: 4 years
Avg account: $234,793
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The Phong T
Series 63, Series 65, Series 66
Milpitas, CA
Merrill
The Phong Truong at Merrill in Milpitas, CA, brings six years of financial experience and holds Series 63, 65, and 66 licenses, equipping him to address complex tax and investment strategies relevant to California residents. Working within a large firm, he offers access to model-based and discretionary managed account services, catering to a diverse client base including individuals and high-net-worth clients, which may provide broader resources compared to smaller local advisors.
Experience: 6 years
Avg account: $860,085
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Michael B
Series 63
Milpitas, CA
LPL Financial
Michael Bernier's 34 years of experience and Series 63 designation equip him to address complex financial decisions in Milpitas, including state tax considerations and property tax planning under Proposition 13. Operating within LPL Financial, a large firm offering both discretionary and non-discretionary management strategies, he provides flat-fee financial planning and consulting, which may appeal to clients seeking transparent fee structures and seasoned guidance.
Experience: 34 years
Avg account: $399,489
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Shiou Yean C
Series 63, Series 65
Milpitas, CA
Citigroup Global Markets
Shiou Yean Chen's two decades of experience at Citigroup Global Markets equip him to address complex financial needs in Milpitas, including tax-loss harvesting and sustainable investing strategies. His affiliation with a large firm serving high-net-worth clients and a negotiable fee structure up to 2% AUM distinguishes him from others by offering institutional resources alongside personalized service.
Experience: 21 years
Avg account: $714,318
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