Top financial advisors in Modesto, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Modesto, CA when managing complex tax situations or planning for significant life changes like retirement or inheritance. A common mistake is overlooking how California's high income taxes and Proposition 13's property tax limits affect your long-term financial picture.
- State tax expertise. Confirm the advisor understands California's income tax rates and how Proposition 13 limits property tax increases.
- Long-term planning focus. Look for advisors who integrate tax impacts into your retirement and estate plans, not just short-term gains.
- Holistic asset management. Ask how they balance investment growth with tax efficiency specific to California's rules.
- Coordination with local professionals. Ensure they work well with your CPA or estate attorney familiar with California laws.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Tommy R
Series 63, Series 65
Modesto, CA
Valic Financial Advisors
Tommy Roy in Modesto, CA, offers expertise in retirement income strategy and tax-loss harvesting, aligning well with California's complex tax environment. Working with Valic Financial Advisors, a large firm, he provides flat-fee and hourly financial planning options, serving both individual and corporate clients, which may suit those seeking flexible fee structures and comprehensive managed-account programs.
Experience: 11 years
Avg account: $99,681
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Carl R
Series 63, Series 65
Modesto, CA
Morgan Stanley
Carl Rice's extensive 49 years of experience and Series 63 and 65 credentials position him well to navigate Modesto's complex tax environment, including estate planning considerations. Affiliated with Morgan Stanley, a large firm managing $2.74 trillion in assets, he offers structured financial planning and access to broad advisory programs, distinguishing him from advisors at smaller firms with less comprehensive resources.
Experience: 49 years
Avg account: $670,481
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Michele M
Series 63, Series 66
Modesto, CA
Edward Jones
Michele Mc Call's 22 years of experience at Edward Jones in Modesto, CA, equip her to manage complex tax situations and multi-generational wealth transfer, addressing California's unique tax environment. Her affiliation with a large firm offering diverse investment strategies and a fiduciary standard distinguishes her from others by providing comprehensive wealth management with a program fee up to 1.35% annually.
Experience: 22 years
Avg account: $246,728
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Eriona D
Series 66
Modesto, CA
Merrill
Eriona Dhimitri in Modesto, CA, offers expertise in tax-loss harvesting and active portfolio management, which is crucial for navigating California's complex tax environment. With 8 years of experience at Merrill, a large firm known for tax-efficient strategies and integration with Bank of America affiliates, she serves mid-career professionals and high earners, providing managed strategies with a 1.10% fee for accounts under $2 million.
Experience: 8 years
Avg account: $860,085
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Donna F
Series 66, Series 63
Modesto, CA
Wedbush Securities Inc.
Donna Fredrickson offers expertise in wealth management and retirement plans for business owners, making her well-suited for clients in Modesto, CA navigating complex tax and retirement planning. As an independent advisor at Wedbush Securities with 11 years of experience and a 3% AUM fee, she serves a diverse clientele including high-net-worth individuals, providing access to multiple asset classes and integrated brokerage and advisory services.
Experience: 25 years
Avg account: $542,636
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