Top financial advisors in Novi, MI
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you have pension benefits from an auto industry employer, you need an advisor who understands how to integrate those pensions into your overall retirement plan. A common mistake is treating pensions like regular savings, which can lead to missed opportunities for income and tax efficiency.
- Pension integration expertise. Ask how they factor your pension payouts into your retirement income strategy, not just your investment accounts.
- Tax impact awareness. Confirm they consider how pension income affects your tax bracket and Social Security benefits.
- Retirement timing guidance. See if they help you decide when to start pension payments to maximize lifetime income.
- Coordination with other assets. Ensure they plan pension income alongside other savings and investments for balanced cash flow.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Scott F
CFP®, ChFC®, Series 63, Series 65
Novi, MI
Creative Planning
Scott Fishel in Novi, MI, offers expertise in retirement income strategy and tax-loss harvesting, which is crucial for integrating pension benefits into a comprehensive retirement plan. Working at Creative Planning, a large firm managing $217 billion in assets, he provides flat-fee financial planning and serves high-net-worth clients, distinguishing him with access to advanced portfolio management and a financial planning–led investment approach.
Experience: 3 years
Avg account: $2,113,277
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Ciara M
Series 63, Series 65
Novi, MI
Edward Jones
Ciara Merriman in Novi, MI, offers wealth management expertise with 24 years of industry experience and holds Series 63 and 65 licenses, making her capable of integrating pension benefits into retirement plans. Affiliated with Edward Jones, a large firm serving over four million clients, she provides a range of investment strategies and charges up to 1.35% annually, distinguishing her with seasoned experience and access to extensive resources.
Experience: 24 years
Avg account: $246,728
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Sevag V
Series 63, Series 66
Novi, MI
Vartanian Capital Management
Sevag Vartanian in Novi, MI, offers 26 years of experience and specializes in options, derivatives strategies, and real estate investing, which can support integrating pension benefits into a broader retirement plan. His firm provides tailored investment management for individuals and foundations, with a negotiable fee structure up to 1.75% annually, distinguishing him through personalized, long-term strategies and a focus on tax considerations.
Experience: 26 years
Avg account: $1,235,294
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Sangmin K
CFP®, Series 66
Novi, MI
Creativeone Wealth, LLC
Sangmin Kim in Novi, MI, offers expertise in active portfolio management and sustainable investing, which can help integrate pension benefits into a comprehensive retirement plan. His flat-fee, negotiable pricing and experience with executive and business owner clients distinguish him from others, alongside his CFP® certification and use of proprietary ETF-based models for tailored portfolio management.
Experience: 8 years
Avg account: $264,766
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Thomas G
Series 66
Novi, MI
Sovereign Financial Group, Inc.
Thomas Griffore's 24 years of experience and Series 66 designation equip him to integrate pension benefits into retirement plans effectively, especially in Novi, MI. His firm, Sovereign Financial Group, serves diverse clients with a focus on long-term strategies using low-cost mutual funds, ETFs, and alternative investments, offering flexible fee structures including flat fees and hourly rates, which may suit clients seeking tailored pension and tax-efficient retirement planning.
Experience: 25 years
Avg account: $825,756
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