Top financial advisors in Panama City, FL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're planning your financial future in Panama City, FL, you might be considering how to manage your wealth with an eye on federal taxes and local property or sales taxes. A common mistake is overlooking how Florida's unique tax environment, like its strong homestead protections, affects your overall financial plan.
- Federal tax focus. Since Florida has no state income tax, ask how advisors prioritize federal tax strategies alongside property and sales tax considerations.
- Wealth migration insight. Confirm if they understand how Florida's homestead protections influence long-term asset protection and estate planning.
- Local market knowledge. Inquire about their experience with Panama City's economic factors that impact investment and retirement planning.
- Holistic tax approach. Look for advisors who integrate federal tax planning with local tax realities, not just one or the other.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
-
Joe K
Series 63, Series 65
Panama City, FL
LPL Financial
Joe King Jr. offers extensive expertise in wealth management and retirement plans for business owners, supported by 50 years of experience and credentials like Series 63 and 65. Operating through LPL Financial, a large firm with diverse investment strategies, he provides flat-fee financial planning and consulting, distinguishing him from advisors with different fee structures or smaller firm resources in Panama City, FL.
Experience: 50 years
Avg account: $399,489
-
John F
Series 63, Series 66
Panama City, FL
Cetera
John Farrell's 13 years of experience and expertise in wealth management, tax-loss harvesting, and retirement plans for business owners make him well-suited for financial planning in Panama City, FL, especially considering federal tax strategies and local tax realities. Operating within Cetera, a large firm with over 6,800 advisors, he offers flat-fee and hourly consulting options, providing flexibility compared to other advisors who may have different fee structures or firm sizes.
Experience: 13 years
Avg account: $306,089
-
Malissa R
CFP®, Series 63
Panama City, FL
Benjamin F. Edwards & Company, Inc.
Malissa Romack's extensive 29 years of experience and CFP® certification equip her to navigate Panama City's unique tax environment, including federal tax strategies and local property considerations. Affiliated with Benjamin F. Edwards & Company, a large firm managing $15.7 billion in assets, she offers flat-fee financial planning and specializes in passive and active portfolio management, catering to executives and business owners.
Experience: 29 years
Avg account: $553,528
-
Bradlee H
CFP®, Series 66
Panama City, FL
First Command Advisory Services
Bradlee Hilley, a CFP® with nine years of experience in Panama City, FL, offers expertise in passive and active portfolio management, tax-loss harvesting, and wealth management, aligning well with federal tax and local property tax considerations. Working at First Command Advisory Services, a large firm with a multi-service platform, he provides structured financial planning and discretionary asset management, differentiating him through a comprehensive, advisor-led approach and a 1.30% AUM fee.
Experience: 10 years
Avg account: $214,697
-
Richard F
Series 63, Series 66
Lynn Haven, FL
Edward Jones
Richard Filippi's 33 years of experience and expertise in wealth management, tax-loss harvesting, and multi-generational wealth transfer make him well-equipped to address federal tax strategies and estate planning relevant to Panama City, FL. As a seasoned advisor with Edward Jones, a large full-service firm, he offers a comprehensive approach supported by a vast network, with fees up to 1.35% annually, distinguishing him from smaller or less experienced advisors nearby.
Experience: 33 years
Avg account: $246,728
Want help finding the right advisor?
Answer a few questions to see advisors matched to you.
Specialized advisors
People also searched
Popular in Panama City, FL
Find advisors by type
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")