Top financial advisors in Puerto Rico
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
Choosing the right financial advisor in Puerto Rico means focusing on whether they can handle your specific financial needs. A common mistake is picking an advisor based on reputation alone and later finding out they don't work with your type of situation.
- Match on the actual work. Ask what kinds of financial planning or investment management they do regularly to ensure they align with your goals.
- Fee model fit. Understand if they charge a flat fee, a percentage of assets managed, or hourly rates, as this affects how they might prioritize your needs.
- In-person vs. remote. Consider whether you prefer meeting face-to-face or if you're comfortable working with someone remotely, which can impact communication.
- Continuity risk. If the advisor works solo, ask about their plan if they retire or leave; if part of a team, find out who else would be familiar with your case.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Andrew T
Series 66
New York, NY
HSBC SECURITIES (USA) Inc.
Andrew Themis offers expertise in ESG, passive, active, and private investments, supported by 16 years of experience at HSBC SECURITIES (USA) Inc., a large firm known for diverse managed account programs and a five-profile risk model. His 1.50% AUM fee and access to both client-directed and discretionary options distinguish him from advisors with smaller firms or narrower investment approaches.
Experience: 16 years
Avg account: $307,151
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David R
Series 63, Series 65
Bellport, NY
OSAIC
David Rey's 35 years of experience and Series 63 and 65 designations equip him to address diverse financial needs, including annuities, which may be relevant for clients in Puerto Rico. Operating within Osaic Wealth, a large firm with a comprehensive investment process, he offers flat-fee structures and serves a broad client base, distinguishing him from advisors with smaller practices or different fee models.
Experience: 35 years
Avg account: $398,336
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Jerry D
Series 63, Series 65
Rome, GA
Cambridge Investment Research Advisors
Jerry Dempsey Jr. brings over 30 years of experience and specializes in retirement income strategies and plans for business owners, which suits clients seeking retirement-focused advice. Affiliated with Cambridge Investment Research Advisors, a large firm offering flat fees and diverse services, he combines seasoned expertise with flexible fee structures, differentiating him from advisors in Puerto Rico who may have smaller firm support or different pricing models.
Experience: 30 years
Avg account: $378,281
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Micah W
Series 63, Series 66, Series 65
Franklin, TN
TrueHaven Capital
Micah Wakefield specializes in retirement plans for business owners and offers flat-fee financial planning, making him suitable for clients seeking clear fee structures. Based in Franklin, TN, he brings 13 years of experience and serves high-net-worth individuals through TrueHaven Capital, which integrates diverse investment strategies and provides family office services, distinguishing him from advisors focused solely on traditional asset management.
Experience: 14 years
Avg account: $2,794,041
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Renato E
Series 66
Greenwich, CT
Jefferies Investment Advisers LLC
Renato Estefano offers expertise in general retirement and income planning, along with specialized strategies like equity compensation tax and concentrated stock management, which can address complex financial needs. Based in Greenwich, CT, he operates independently through Jefferies Investment Advisers LLC, providing fee-based, customized planning for individuals and entities, distinguishing him with a collaborative approach and 19 years of industry experience.
Experience: 19 years
Avg account: $1,258,276
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