Top financial advisors working with retirees
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be transitioning into retirement or already retired and looking to manage your finances to support your lifestyle. A common mistake is not aligning your income sources and spending with your retirement goals, which can lead to running out of money too soon.
- Income sequencing. Ask how they plan withdrawals from Social Security, pensions, and savings to maximize your income over time.
- Healthcare cost planning. Confirm they consider Medicare premiums, long-term care, and unexpected medical expenses in your budget.
- Tax impact awareness. See if they evaluate how withdrawals affect your tax bracket and potential tax on Social Security benefits.
- Legacy considerations. Discuss how they help balance your spending needs with leaving assets to heirs or charities.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Craig M
Series 63, Series 65
Columbia, SC
Capital Investment Advisory Services, LLC
Craig Mcdaniel Jr. specializes in retirement planning with 13 years of experience and expertise in active portfolio management, annuities, and retirement plans for business owners. Operating independently in Columbia, SC, he offers customized investment management through discretionary mandates and third-party managers, charging hourly fees capped at $250, which may appeal to retirees seeking tailored financial planning with transparent costs.
Experience: 13 years
Avg account: $373,429
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Wesley P
Series 63, Series 66
Fort Worth, TX
Wells Fargo Clearing
Wesley Pool specializes in advising retired clients, leveraging 14 years of experience and credentials including Series 63 and 66 licenses. Based in Fort Worth, TX, he operates within Wells Fargo Clearing, a large firm known for retirement plan consulting using modern portfolio theory and diverse investment options. His flat-fee structure and focus on high-net-worth individuals differentiate him from advisors with different fee models or client bases.
Experience: 15 years
Avg account: $475,575
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Willie M
Series 63, Series 66
Cary, NC
Equitable Advisors
Willie Myles specializes in retirement income strategy and Social Security optimization, making him well-suited to assist retirees in managing income sequencing and tax impacts during retirement. Based in Cary, NC, he brings 16 years of experience and works with high-net-worth Baby Boomer clients through Equitable Advisors, a large firm offering both advisory and brokerage services with flexible fee structures ranging from hourly planning fees to asset-based fees.
Experience: 16 years
Avg account: $570,841
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Hassan A
Series 65, Series 63
Rockville, MD
LPL Financial
Hassan Al Kadhimi is equipped to assist retirees in the US by leveraging his expertise in retirement plans for business owners and wealth management, which can help optimize income sequencing and tax impact during retirement. Operating from a large firm, LPL Financial, he offers flat-fee financial planning and consulting, providing a structured fee approach that may appeal to clients seeking transparent costs and access to extensive research resources.
Experience: 2 years
Avg account: $399,489
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Amanda S
Series 66
Ft. Wayne, IN
Raymond James & Associates
Amanda Scheele specializes in general retirement planning and wealth management, making her well-suited to help retirees manage income sequencing, healthcare costs, and tax impacts. Based in Ft. Wayne, IN, she offers flat-fee services through Raymond James & Associates, a large firm with extensive resources, and brings 15 years of experience including roles at Wells Fargo, providing a broad perspective compared to advisors at smaller firms or with less tenure.
Experience: 15 years
Avg account: $788,879
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