Top retirement income strategy financial advisors
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You need a retirement income strategy advisor when you're ready to turn your savings into steady income that lasts through retirement. A common mistake is not planning for how long your money needs to last, which can lead to running out of funds too soon.
- Withdrawal sequencing. Ask how they decide the order of taking money from different accounts to minimize taxes and maximize income.
- Longevity planning. Confirm they consider your life expectancy and potential healthcare costs when designing your income plan.
- Social Security timing. Check if they help you choose the best age to start Social Security benefits to increase your lifetime income.
- Inflation protection. See if they include strategies to keep your income growing with rising living costs over time.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jared F
Series 65
Huntington Beach, CA
Northwest Asset Management
Jared Fruth specializes in retirement income strategy, offering tailored plans that consider withdrawal sequencing and longevity planning to help clients in the US manage steady income through retirement. Operating from Huntington Beach, CA, he provides flexible fee options including flat fees and negotiable AUM rates, supported by Northwest Asset Management's $3.6 billion in assets under management and a strategic approach combining fundamental and technical analysis.
Experience: 4 years
Avg account: $1,472,895
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David H
Series 65
Irvine, CA
Martin Wealth Management, LLC
David Hart specializes in retirement income strategy, leveraging 15 years of experience and a Series 65 credential to help clients develop sustainable income plans. Operating from Corona, CA with Safeguard Investment Advisory Group, he offers fee-based financial planning and discretionary portfolio management, managing over $600 million for diverse clients, which distinguishes him through a fundamental-analysis investment approach and a broad client base including high-net-worth and institutional investors.
Experience: 15 years
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Willie M
Series 63, Series 66
Cary, NC
Equitable Advisors
Willie Myles specializes in retirement income strategy and Social Security optimization, making him well-suited to help clients in the US plan steady income through retirement. With 16 years of experience at Equitable Advisors, a large firm serving high-net-worth clients, he offers a range of fee structures and focuses on Baby Boomers approaching retirement, providing tailored strategies for longevity and tax-efficient withdrawal sequencing.
Experience: 16 years
Avg account: $609,299
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Elanna G
CFP®, Series 66
Cleveland, OH
Cambridge Investment Research Advisors
Elanna Gould specializes in retirement income strategy, making her well-suited to help clients develop plans that address withdrawal sequencing, longevity planning, and Social Security timing. Based in Cleveland, OH, she offers flat-fee financial planning through Cambridge Investment Research Advisors, a large firm serving diverse clients, and brings five years of experience along with CFP® certification, distinguishing her from advisors with different fee structures or less firm support.
Experience: 6 years
Avg account: $378,281
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Gordon B
Series 66
Luling, LA
Edward Jones
Gordon Brown III specializes in retirement income strategy, offering guidance on withdrawal sequencing, longevity planning, and Social Security timing to help clients create sustainable income streams. Based in Luling, LA, he brings 18 years of experience at Edward Jones, a large firm managing over $1 trillion in assets, with a fee structure up to 1.35% annually, which may suit clients seeking comprehensive wealth management within a well-established advisory program.
Experience: 18 years
Avg account: $246,728
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