Top retirement plans for business owners (SEP, solo 401k) financial advisors
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you run a business and want to save for retirement while reducing taxable income, setting up a SEP or solo 401(k) plan can be a smart move. The biggest mistake is choosing a plan without fully understanding contribution limits and administrative responsibilities, which can lead to costly errors.
- Plan setup expertise. Confirm how the advisor guides you through IRS rules and paperwork specific to SEP and solo 401(k) plans.
- Contribution strategy. Ask how they help balance your business cash flow with maximizing retirement savings.
- Tax impact awareness. Look for advisors who explain how plan contributions affect your business and personal taxes.
- Ongoing compliance. Ensure they support you in meeting annual filing and reporting requirements to avoid penalties.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Craig M
Series 63, Series 65
Columbia, SC
Capital Investment Advisory Services, LLC
Craig Mcdaniel Jr. specializes in retirement plans for business owners, including SEP and solo 401(k) plans, leveraging 13 years of industry experience and Series 63 and 65 licenses. Operating independently from Columbia, SC, he offers hourly financial planning fees capped at $250 and integrates active portfolio management and annuities expertise, providing a tailored approach that balances retirement savings with business cash flow considerations.
Experience: 13 years
Avg account: $373,429
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Hassan A
Series 65, Series 63
Rockville, MD
LPL Financial
Hassan Al Kadhimi specializes in retirement plans for business owners, including SEP and solo 401(k) plans, making him well-suited to help business owners navigate contribution limits and compliance. Operating from a large firm, LPL Financial, he offers flat-fee financial planning and brings experience from major banks, providing a blend of personalized service and extensive resources compared to smaller firms.
Experience: 2 years
Avg account: $399,489
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Elanna G
CFP®, Series 66
Cleveland, OH
Cambridge Investment Research Advisors
Elanna Gould specializes in retirement plans for business owners, including SEP and solo 401(k) plans, making her well-suited to guide business owners through IRS rules and contribution strategies. Affiliated with Cambridge Investment Research Advisors, a large firm, she offers flat-fee and AUM-based pricing, and brings five years of experience along with CFP® certification, providing a blend of firm resources and personalized planning expertise.
Experience: 6 years
Avg account: $378,281
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Thomas T
Series 66
Independence, OH
Hantz financial Services, Inc.
Thomas Trefzger specializes in retirement plans for business owners, including SEP and solo 401(k) plans, supported by seven years of industry experience and a Series 66 designation. Operating within Hantz Financial Services, a large firm offering flat-fee consulting ranging from $100 to $30,000 and model-driven ETF strategies, he provides comprehensive planning and tax consulting, distinguishing him from advisors with narrower service scopes or different fee structures.
Experience: 8 years
Avg account: $420,083
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Taylor R
Series 63, Series 65
San Francisco, CA
Oppenheimer
Taylor Reed specializes in retirement plans for business owners, including SEP and solo 401(k) plans, leveraging 25 years of experience and a flat-fee structure that varies with plan complexity. Based in San Francisco and affiliated with the large firm Oppenheimer, he offers comprehensive services including wealth management and active portfolio management, catering to executives and founders with tailored investment strategies.
Experience: 25 years
Avg account: $609,565
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