Top advisors focused on retirement plans for business owners (sep, solo 401k) in the US
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you run a business and want to set up a retirement plan like a SEP or solo 401(k), you need an advisor who understands the unique rules and tax benefits these plans offer. A common mistake is choosing an advisor who treats your business retirement plan like a personal one, missing key opportunities to save more or reduce taxes.
- Plan type expertise. Confirm they know the differences between SEP and solo 401(k) plans and can explain which fits your business structure best.
- Contribution strategy. Ask how they help you maximize contributions while balancing cash flow and tax implications.
- Compliance guidance. Ensure they can navigate IRS rules and deadlines to keep your plan in good standing.
- Integration with business goals. Look for advisors who consider your overall business growth and succession plans when recommending retirement options.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Craig M
Series 63, Series 65
Columbia, SC
Capital Investment Advisory Services, LLC
Craig Mcdaniel Jr. specializes in retirement plans for business owners, including SEP and solo 401(k) plans, leveraging 13 years of experience and Series 63 and 65 licenses to navigate complex IRS rules and optimize contribution strategies. Operating independently in Columbia, SC, he offers hourly financial planning fees capped at $250 and integrates active portfolio management and annuities expertise, distinguishing him from advisors with narrower focuses or different fee structures.
Experience: 13 years
Avg account: $373,429
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Hassan A
Series 63, Series 65
Rockville, MD
LPL Financial
Hassan Al Kadhimi specializes in retirement plans for business owners, including SEP and solo 401(k) plans, making him well-suited to help business owners navigate these specific retirement options. Operating from LPL Financial, a large firm with extensive resources, he offers flat-fee financial planning and consulting, and brings experience from major financial institutions, which may provide a broader perspective compared to advisors at smaller firms.
Experience: 2 years
Avg account: $399,489
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Elanna G
CFP®, Series 66
Cleveland, OH
Cambridge Investment Research Advisors
Elanna Gould specializes in retirement plans for business owners, including SEP and solo 401(k) plans, making her well-suited to navigate the unique rules and tax benefits these plans offer. With five years of experience, CFP® certification, and affiliation with Cambridge Investment Research Advisors, she provides flat-fee and AUM-based services, serving a diverse client base including retirement plans and charitable organizations, which distinguishes her from advisors focused solely on individual investors.
Experience: 5 years
Avg account: $378,281
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Thomas T
Series 66
Independence, OH
Hantz financial Services, Inc.
Thomas Trefzger specializes in retirement plans for business owners, including SEP and solo 401(k) plans, leveraging seven years of experience and a Series 66 designation. Operating within Hantz Financial Services, a large firm offering flat-fee consulting and model-driven ETF strategies, he supports diverse clients with integrated financial planning and business consulting, distinguishing him from advisors focused solely on personal retirement plans.
Experience: 7 years
Avg account: $420,083
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Taylor R
Series 63, Series 65
San Francisco, CA
Oppenheimer
Taylor Reed specializes in retirement plans for business owners, including SEP and solo 401(k) options, leveraging 25 years of experience to navigate complex IRS rules and optimize contribution strategies. Based in San Francisco and affiliated with the large firm Oppenheimer, he offers flat-fee financial planning tailored to business owners, combining active portfolio management with wealth management services, which may provide broader financial integration compared to other advisors.
Experience: 25 years
Avg account: $609,565
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