Top financial advisors in San Diego, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you have a high income and own property in San Diego, CA, you might face complex tax situations, especially with state income taxes and property tax rules like Proposition 13 that limit increases. Without a clear understanding of these local tax nuances, you could miss opportunities to reduce your tax burden effectively.
- State tax navigation. Confirm how the advisor manages California's high income taxes alongside federal obligations to optimize your overall tax strategy.
- Property tax insights. Ask how they incorporate Proposition 13's limits on property tax increases into your long-term financial plan.
- Income timing strategies. Discuss how they handle income recognition and deductions to minimize tax impact across years.
- Coordination with tax professionals. Ensure they work closely with your CPA or tax preparer to align investment and tax decisions seamlessly.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Vincent N
Series 63, Series 66
San Diego, CA
Commonwealth Financial Network
Vincent Neal's 23 years of experience and expertise in tax-loss harvesting and retirement income strategy make him well-equipped to address complex tax situations in San Diego, including state income taxes and property tax rules like Proposition 13. Affiliated with Commonwealth Financial Network, a large firm offering flat-fee consulting and discretionary portfolio management, he provides seasoned guidance that balances active and passive investing approaches.
Experience: 23 years
Avg account: $568,323
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Sanford F
Series 66, Series 65
San Diego, CA
integrity Advisory Solutions
Sanford Fisch in San Diego offers expertise in private and alternative investments along with concentrated stock management, which can be valuable for navigating complex local tax situations like Proposition 13. His firm, Integrity Advisory Solutions, provides flat-fee financial planning up to $50,000 and serves a diverse client base including trusts and estates, distinguishing him with a broad service scope and 17 years of industry experience.
Experience: 17 years
Avg account: $449,171
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Jack H
Series 63, Series 65
San Diego, CA
Centurion Counsel Inc
Jack Heilbron, based in San Diego, CA, brings 41 years of experience and specializes in passive/index and ESG investing, which can help navigate complex local tax situations effectively. His firm, Centurion Counsel Inc, manages $58.5 million across 143 accounts using a discretionary Strategic Asset Allocation wrap-fee program with a 0.60% AUM fee, offering a disciplined, software-optimized approach distinct from other advisors.
Experience: 41 years
Avg account: $1,103,028
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Kevin S
CFP®
San Diego, CA
Pacific Capital Associates
Kevin Stone, a CFP® with 28 years of experience in San Diego, offers expertise in active portfolio management and options strategies, which can help navigate complex local tax situations for high-net-worth clients. His firm, Pacific Capital Associates, uses a valuation-driven, value investing approach with global diversification and offers flat-fee financial planning, distinguishing him from advisors with different fee structures or investment styles.
Experience: 28 years
Avg account: $513,126
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Vi L
Series 63, Series 66
San Diego, CA
Transamerica Financial Advisors
Vi Lieu's 21 years of experience and Series 63 and 66 licenses equip her to navigate San Diego's complex tax environment, including state income and property tax considerations. Working with Transamerica Financial Advisors, a large firm managing $1.7 billion in assets, she offers model portfolio strategies with a 0.65% AUM fee, serving diverse clients including business owners, which may provide broader resources compared to smaller firms.
Experience: 22 years
Avg account: $48,577
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