Top financial advisors in San Francisco, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you live in San Francisco and face complex financial decisions, such as managing high state income taxes or navigating property tax limits under Proposition 13, you need advisors who understand these local nuances. Without this expertise, you might miss opportunities to optimize your tax situation or protect your home equity effectively.
- Local tax knowledge. Confirm how they incorporate California’s high income taxes and Proposition 13’s property tax limits into your financial plan.
- Income and asset coordination. Ask how they balance your income streams with investment strategies to minimize tax impact.
- Long-term property planning. Ensure they consider how property tax caps affect your home’s value and your overall wealth.
- Experience with diverse clients. Look for advisors who have worked with a range of financial situations common in San Francisco’s market.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Roger W
Series 63, Series 65
San Francisco, CA
Wittlin Advisory
Roger Wittlin specializes in private and alternative investments, making him well-suited for high-net-worth clients in San Francisco who require nuanced asset coordination amid local tax complexities. His firm offers both discretionary and non-discretionary portfolio management with a flat annual fee structure, serving an international clientele and employing fundamental analysis to guide diverse asset allocations.
Experience: 8 years
Avg account: $21,432,906
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Brett J
Series 66
San Francisco, CA
Ameriprise
Brett Jennings specializes in retirement income strategy and Social Security optimization, making him well-suited for clients approaching retirement in San Francisco who need to navigate complex tax and income planning. Working at Ameriprise, a large firm with a 0.15% AUM fee, he leverages research and tax-efficiency analysis to tailor plans for clients with significant investable assets, differentiating him from advisors with broader or less specialized focuses.
Experience: 4 years
Avg account: $471,167
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Darren K
CFP®, Series 66
San Francisco, CA
Creative Planning
Darren Kalb's 13 years of experience and CFP® certification equip him to address San Francisco's complex tax environment, including high state income taxes and Proposition 13 property tax limits. Working at Creative Planning, a large firm managing $217 billion in assets, he offers flat-fee financial planning and specializes in tax-loss harvesting and retirement income strategies, catering to high-net-worth clients with diverse financial needs.
Experience: 14 years
Avg account: $2,113,277
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Abu F
Series 63
San Francisco, CA
Raymond James & Associates
Abu Farukh's 46 years of experience and affiliation with Raymond James & Associates equip him to address San Francisco's complex tax environment, including high state income taxes and Proposition 13 property tax limits. His flat-fee structure and work with diverse clients, including executives and business owners, distinguish him from others by offering transparent pricing and seasoned expertise within a large firm setting.
Experience: 46 years
Avg account: $788,879
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Giani K
Series 65
San Francisco, CA
Global Key Advisors
Giani Kurniawan offers expertise in active portfolio management and factor investing, which can help navigate San Francisco's complex tax environment for high-net-worth clients. At Global Key Advisors, Giani supports diverse client types with a 0.2% AUM fee, leveraging proprietary data analysis to manage long-only portfolios, distinguishing him from advisors who may rely more on traditional market timing or cryptocurrency exposure.
Experience: 1 year
Avg account: $544,681
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