Top financial advisors in San Jose, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you have a high income and own property in San Jose, CA, you might face complex tax situations, especially with state income taxes and property tax rules like Proposition 13 that limit increases. Without an advisor familiar with these local tax nuances, you risk missing opportunities to manage your tax burden effectively.
- State tax expertise. Confirm how they navigate California's high income tax rates and integrate them into your overall financial plan.
- Property tax strategy. Ask how they consider Proposition 13's limits on property tax increases when advising on real estate decisions.
- Income and asset coordination. Look for advisors who balance your income streams and asset locations to optimize tax outcomes.
- Experience with local regulations. Ensure they understand San Jose's specific financial environment, not just general tax rules.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Tammy T
Series 66, Series 63
San Jose, CA
J.P. Morgan Securities
Tammy Tang's eight years of experience at J.P. Morgan Securities in San Jose equip her to address complex local tax and property considerations, including California's income tax and Proposition 13 limits. Working within a large firm, she offers wealth management services with a 0.30% annual AUM fee, catering to executives and business owners, which may provide a broader institutional resource base compared to smaller practices.
Experience: 8 years
Avg account: $318,381
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Rajvinder B
Series 63, Series 65
San Jose, CA
OSAIC
Rajvinder Budwal's 32 years of experience and Series 63 and 65 credentials position him well to address complex tax situations in San Jose, including state income and property tax considerations. Operating within OSAIC, a large firm known for its technology-driven investment process and diverse client base, he offers flat-fee financial planning and consulting services, which may appeal to high net worth individuals seeking structured fee options.
Experience: 32 years
Avg account: $398,336
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Ngoc Thuy Linh N
Series 66
San Jose, CA
Merrill
Ngoc Thuy Linh Ngo at Merrill is positioned to assist high-income clients in San Jose with tax-loss harvesting and active portfolio management, addressing complex local tax issues like California's income tax and Proposition 13. With Merrill's large-firm resources and a 1.10% AUM fee for managed strategies under $2 million, Ngo supports mid-career professionals and HENRY clients, leveraging prior experience at Bank of America and nonprofit sectors.
Experience: 2 years
Avg account: $860,085
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Brian H
Series 63, Series 66
San Jose, CA
PFG Advisors
Brian Horiuchi in San Jose offers expertise in wealth management and active portfolio management, with 38 years of experience and a focus on retirement plans for business owners. His firm, PFG Advisors, uses a mix of macroeconomic allocation and technical analysis with index-based ETFs, providing flat-fee and subscription-based financial planning, which may suit clients seeking transparent fees and diversified strategies.
Experience: 38 years
Avg account: $421,263
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Lance P
CFP®
San Jose, CA
Concentrum Wealth Management
Lance Pieper, a CFP® with five years of experience in San Jose, specializes in equity compensation tax strategy and retirement plans for business owners, which can help navigate complex local tax issues like Proposition 13. His firm, Concentrum Wealth Management, offers flat-fee financial planning and employs advanced investment strategies including derivatives and margin, setting him apart from other advisors in the area.
Experience: 5 years
Avg account: $2,323,944
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