Top financial advisors working with the sandwich generation
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be juggling financial support for both your aging parents and your own children, which can create complex budgeting and planning challenges. Without focused guidance, it's easy to overlook how these overlapping responsibilities affect your long-term savings and retirement goals.
- Cash flow balancing. Look for advisors who help you manage simultaneous expenses, ensuring you can support both generations without compromising your financial stability.
- Care cost planning. Confirm they understand the nuances of eldercare expenses and can integrate these into your overall financial plan.
- Education funding strategies. Ask how they approach saving for your children's education while handling other family financial demands.
- Stress test scenarios. The top matches model unexpected events, like sudden health issues or job changes, to keep your plan resilient.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Tracey H
ChFC®, Series 66
Albemarle, NC
Edward Jones
Tracey Hayes specializes in supporting the sandwich generation, addressing challenges like caring for aging parents and managing retirement income strategies. With 14 years of experience at Edward Jones, a large firm managing over $1 trillion in assets, she offers a comprehensive approach including estate planning and divorce financial planning, charging up to 1.35% annually, which may suit clients seeking broad expertise within a well-established firm.
Experience: 15 years
Avg account: $246,728
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Michael P
Series 66
Gilbert, AZ
Merrill
Michael Plesh specializes in supporting the sandwich generation by integrating retirement income strategies and income planning to balance financial demands for aging parents and children. Operating within Merrill's large-firm environment, he offers a 1.10% AUM fee structure and brings eight years of experience serving mid-career professionals and business owners, providing a structured approach to optimize financial decisions nationwide from Gilbert, AZ.
Experience: 8 years
Avg account: $860,085
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Maggie B
CFP®, CPA, RICP®
Naperville, IL
NexJenn Financial Services
Maggie Beach specializes in supporting the sandwich generation, offering expertise in elder care and general retirement planning, which is crucial for managing the financial demands of both aging parents and children. Based in Naperville, IL, she brings nine years of experience as a CFP®, CPA, and RICP®, providing flat-fee services and focusing on Gen X clients, distinguishing her with a personalized, independent approach tailored to complex family financial needs.
Experience: 9 years
Avg account: $1,305,991
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Charles L
Series 65
Redwood City, CA
Lexington Avenue Capital Management, LLC
Charles Lee specializes in serving the sandwich generation, offering expertise in retirement planning and wealth management that addresses the financial balancing act of supporting both aging parents and children. Operating from Redwood City, CA, he provides flat-fee financial planning through Lexington Avenue Capital Management, which emphasizes a long-term, diversified investment approach using low-fee passive funds, setting him apart with a focus on behavioral finance and personalized strategies.
Experience: 9 years
Avg account: $1,102,303
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Carmetta J
CFP®
San Francisco, CA
Joyner Financial Planning LLC
Carmetta Joyner specializes in helping the sandwich generation manage cash flow and college savings, addressing the financial balancing act between supporting aging parents and funding children's education. With four years of experience, a CFP® certification, and a flat-fee structure, she offers practical, hands-on financial planning tailored to millennials, setting her apart through personalized guidance and an independent approach based in San Francisco.
Experience: 4 years
Avg account: $0
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