Top financial advisors in Santa Cruz, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you own a home in Santa Cruz, CA, understanding how Proposition 13 limits your property tax increases can be crucial for your financial planning. Without an advisor familiar with local tax nuances, you might miss opportunities to optimize your tax burden over time.
- Local tax knowledge. Confirm how they incorporate California's high income taxes and Proposition 13's protections into your overall plan.
- Long-term property tax strategy. Ask how they help you anticipate and manage property tax changes as your home value evolves.
- Income and asset coordination. Ensure they consider how your income tax rates interact with property taxes to avoid unexpected tax hits.
- Experience with Santa Cruz market. Look for advisors who understand the local real estate and economic environment affecting your financial decisions.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jeffrey M
Series 63, Series 65
Brentwood, CA
Wells Fargo Advisors
Jeffrey Martin's 33 years of experience and affiliation with Wells Fargo Advisors in Santa Cruz position him well to navigate local tax nuances like Proposition 13 and California's income taxes. His focus on high-net-worth clients and expertise in cash flow and business exit strategies differentiate him from others by offering comprehensive planning within a large-firm environment.
Experience: 34 years
Avg account: $514,335
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Scott M
CFP®, Series 65
Santa Cruz, CA
SLP Wealth
Scott Mc Donald in Santa Cruz offers expertise in tax-loss harvesting and retirement plans for business owners, which can help manage local tax impacts including Proposition 13 considerations. His firm, SLP Wealth, uses a passive investment approach and provides additional tax and bookkeeping services, with a flat-fee and hourly fee structure that may suit clients seeking transparent costs and comprehensive financial planning.
Experience: 3 years
Avg account: $38,440
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John A
Series 63, Series 65
Santa Cruz, CA
LPL Financial
John Anzaldua's 33 years of experience and Series 63 and 65 licenses equip him to navigate Santa Cruz's unique tax landscape, including Proposition 13 implications. Affiliated with LPL Financial, a large firm offering flat-fee planning and diverse investment options, he serves a broad client base, which may provide more tailored strategies compared to advisors with narrower focuses or smaller firms.
Experience: 33 years
Avg account: $399,489
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Elizabeth F
Series 65
Santa Cruz, CA
Legacy Wealth Advisors, LLC
Elizabeth Flores offers expertise in wealth management and real estate investing, crucial for navigating Santa Cruz's property tax landscape under Proposition 13. With 23 years of experience, a Series 65 license, and a background as a CPA and tax business co-owner, she provides integrated tax and real estate advisory services through Legacy Wealth Advisors, using a flat-fee structure starting at $2,500 per engagement.
Experience: 23 years
Avg account: $2,812,846
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Jane M
Series 63
Santa Cruz, CA
Cambridge Investment Research Advisors
Jane Mckenzie brings 26 years of experience and a Series 63 designation to clients in Santa Cruz, offering expertise in retirement income strategies and plans for business owners. Affiliated with Cambridge Investment Research Advisors, a large firm providing diverse financial planning and portfolio management services, she offers flat-fee and hourly fee options, distinguishing her with flexible pricing and seasoned insight into local financial nuances.
Experience: 26 years
Avg account: $378,281
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