Top financial advisors working with self-employed clients
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you run your own business, you need an advisor who understands the unique challenges of self-employment, like irregular income and tax deductions specific to your work. Without this insight, you might miss opportunities to optimize your taxes or plan for retirement effectively.
- Income variability management. Look for advisors who help you plan around fluctuating earnings, not just steady paychecks.
- Tax deduction expertise. Confirm they know which expenses you can deduct as a self-employed individual to reduce your tax bill.
- Retirement plan options. Ask how they evaluate plans like SEP IRAs or solo 401(k)s that fit your business structure.
- Business and personal finance integration. Ensure they consider your business cash flow alongside your personal financial goals.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Kristin M
Series 66
Mt Pleasant, SC
Guardian Life
Kristin Manna specializes in advising self-employed individuals and business owners, offering expertise in business exit strategies and tax-loss harvesting, which are crucial for managing irregular income and tax deductions. Operating within Primerica Advisors, a large firm, she provides flexible fee options including flat fees and subscription-based plans, distinguishing her approach from others by combining personalized financial planning with broad brokerage services.
Experience: 1 year
Avg account: $230,599
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Geoffrey T
Series 66
Chicago, IL
Sanctuary Advisors, LLC
Geoffrey Tomes is well-equipped to assist self-employed individuals by leveraging his 26 years of experience and expertise in retirement income strategy and business exit planning, which are crucial for managing irregular income and planning for retirement. Operating from Sanctuary Advisors, a large firm offering flat-fee and AUM-based pricing, he provides personalized financial planning with a focus on integrating business and personal finances, distinguishing him from advisors with narrower scopes or smaller firm resources.
Experience: 26 years
Avg account: $1,618,113
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Ryan V
CFP®, Series 63, Series 66
Richfield, OH
Schwab Wealth Advisory
Ryan Vollweiler is well-equipped to assist self-employed individuals by leveraging his 22 years of experience and expertise in wealth management, tax-loss harvesting, and active portfolio management. Operating within Schwab Wealth Advisory, a large firm known for its integrated product ecosystem, he offers non-discretionary investment advice and utilizes proprietary research tools, distinguishing him from advisors at smaller firms or with less comprehensive resources.
Experience: 22 years
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Jonathan L
Series 66
Roseville, CA
LPL Enterprise
Jonathan Levatino specializes in serving self-employed individuals and business owners, offering expertise in general retirement planning and tax-loss harvesting that can address the unique financial challenges of irregular income and tax deductions. Operating from Roseville, CA with LPL Enterprise, a large firm, he provides flat-fee financial planning and combines advisory and brokerage services, distinguishing him from advisors with different fee structures or smaller firm affiliations.
Experience: 4 years
Avg account: $239,757
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Rachel G
Series 63, Series 65
Ronkonkoma, NY
Verity Asset Management
Rachel Gentz specializes in advising self-employed individuals, offering expertise in tax-loss harvesting and active portfolio management to address income variability and tax deduction opportunities. Operating from Ronkonkoma, NY, she provides flat-fee financial planning ranging from $500 to $10,000 and employs a model-driven investment process with tactical asset allocation, distinguishing her approach from others who may focus less on integrated business and personal finance strategies.
Experience: 6 years
Avg account: $145,771
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