Seasoned financial advisors working with founders and business owners in Sioux Falls, SD
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you run a business or founded a company in Sioux Falls, you likely face complex decisions about managing your personal and business finances together. A common mistake is treating your business and personal wealth as separate silos, which can lead to missed tax savings and inefficient asset protection. Seasoned advisors bring decades of experience to help you navigate these challenges.
- Integrated financial planning. Look for advisors who consider your business cash flow alongside your personal goals, not just one or the other.
- Tax-aware strategies. Since South Dakota has no state income tax, ask how they optimize federal taxes, sales tax, and property tax in your plans.
- Estate and trust expertise. Confirm they understand South Dakota's favorable trust laws to help protect your assets and plan your legacy.
- Experience with founders. Ask how they’ve helped other business owners balance growth, risk, and retirement planning over many years.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
-
Karen S
Series 63, Series 66
Sioux Falls, SD
LPL Enterprise
Karen Starr's 29 years of experience and focus on founders and business owners in Sioux Falls make her well-equipped to address the integrated financial planning needs of this group. Working with LPL Enterprise, a large firm offering flat-fee planning and model portfolio access, she combines tax-loss harvesting expertise with a seasoned approach, distinguishing her from advisors with smaller practices or different fee structures.
Experience: 29 years
Avg account: $239,757
-
Randal O
Series 63, Series 65
Sioux Falls, SD
Cetera
Randal Osterloo's 30 years of experience and focus on founders and business owners in Sioux Falls equip him to integrate business and personal financial planning effectively. His flat-fee structure and affiliation with Cetera, a large firm offering diverse portfolio management and retirement services, distinguish him from others by providing flexible, comprehensive support tailored to high earners approaching retirement.
Experience: 30 years
Avg account: $306,089
-
Jeffrey G
CFP®, Series 63, Series 65
Sioux Falls, SD
OSAIC
Jeffrey Green brings 26 years of experience advising founders and business owners in Sioux Falls, combining his CFP® certification with expertise in annuities and a flat-fee structure that can accommodate high net worth clients. Working at OSAIC, a large SEC-registered firm, he leverages comprehensive investment processes and multiple custodial platforms, distinguishing him from advisors with smaller firm resources or less flexible fee options.
Experience: 26 years
Avg account: $398,336
-
Ramsey V
Series 63, Series 66
Sioux Falls, SD
Equitable Advisors
Ramsey Vanhorn's 28 years of experience and focus on founders and business owners in Sioux Falls equip him to address the complex integration of personal and business finances, including retirement income strategy and Social Security optimization. His affiliation with Equitable Advisors, a large firm offering hybrid advisory and brokerage services, provides access to diverse asset management options and flexible fee structures, distinguishing him from other seasoned advisors in the area.
Experience: 28 years
Avg account: $609,299
-
Michael M
Series 66
Sioux Falls, SD
IP Financial Advisory Services LLC
Michael Millard brings 28 years of experience advising founders and business owners in Sioux Falls, focusing on integrated financial planning and retirement plans like SEP and solo 401k. His firm offers flat-fee consulting and customized portfolio management, differentiating him with a broad service range including charitable giving and long-term care insurance, suitable for clients seeking comprehensive, independent advice.
Experience: 28 years
Avg account: $240,578
Want help finding the right advisor?
Answer a few questions to see advisors matched to you.
Advisors focused on
People also searched
Popular in Sioux Falls, SD
Find advisors by type
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)