Top advisors focused on social security optimization in the US
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You need a Social Security optimization advisor if you're approaching retirement and want to maximize your benefits without leaving money on the table. A common mistake is claiming benefits too early or in the wrong sequence, which can reduce your lifetime income.
- Claiming strategy nuances. Ask how they tailor your claiming age and spousal benefits to your unique work and family history.
- Coordination with other income. Confirm they consider how Social Security interacts with your pensions, retirement accounts, and taxes.
- Survivor benefits planning. Check if they model scenarios for your spouse or dependents to protect your household's income.
- Longevity risk awareness. See if they factor in your health and life expectancy to optimize benefit timing.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Willie M
Series 63, Series 66
Cary, NC
Equitable Advisors
Willie Myles specializes in Social Security optimization and retirement income strategy, making him well-suited to help those approaching retirement maximize their benefits. With 16 years of experience at a large firm, Equitable Advisors, he serves high-net-worth Baby Boomer clients and offers flexible fee structures including AUM and hourly rates, distinguishing him from advisors focused solely on smaller accounts or different demographics.
Experience: 16 years
Avg account: $570,841
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Stavroula K
Series 63, Series 65
Linwood, NJ
Ameriprise
Stavroula Koutsfetsoulis specializes in social security optimization and retirement income strategy, making her well-suited to help those approaching retirement maximize their Social Security benefits. With 25 years of experience at Ameriprise, a large institutional firm known for research-driven, tax-efficient retirement planning, she offers a comprehensive approach including income planning and withdrawal strategies, supported by a 0.15% AUM fee structure.
Experience: 25 years
Avg account: $471,167
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Cassandra S
Series 63, Series 65
Plano, TX
Financial & Tax Architects, LLC
Cassandra Sanchez specializes in Social Security optimization and retirement income strategy, making her well-suited to help clients maximize benefits as they approach retirement. Based in Plano, TX, she offers flat-fee services through Financial & Tax Architects, LLC, which focuses on discretionary portfolio management and uses proprietary strategies involving ETFs and individual securities, catering primarily to individuals and high-net-worth clients nearing or in retirement.
Experience: 7 years
Avg account: $239,584
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Keith E
CFP®
Pittsburgh, PA
Keith L. Eliou, CFP
Keith Eliou specializes in Social Security optimization and retirement income strategy, making him capable of helping clients maximize their benefits and coordinate them with other income sources. Based in Pittsburgh, PA, he is a CFP®-certified independent advisor with a unique background in elder law and real estate, offering financial planning at an hourly rate of $250, which may appeal to clients seeking personalized, flexible guidance.
Experience: 1 year
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Charles P
CFP®, Series 63, Series 65
San Rafael, CA
WealthSpire Advisors
Charles Pyfer III specializes in social security optimization, retirement income strategy, and Roth conversion strategy, making him well-equipped to help maximize Social Security benefits for those approaching retirement. Based in San Rafael, CA, he offers flat-fee financial planning through Wealthspire Advisors, a large firm known for its customized, institutional-style investment approach, serving high-net-worth and established professionals with 19 years of industry experience.
Experience: 19 years
Avg account: $3,410,246
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