Top financial advisors in St. Cloud, MN
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in St. Cloud, MN when you need help navigating income planning amid relatively high state taxes and want to make the most of available social services. Without careful planning, you could face unexpected tax burdens or miss opportunities to optimize your income streams.
- State tax expertise. Confirm how the advisor accounts for Minnesota's tax rates and deductions to minimize your tax liability.
- Income timing strategies. Ask how they plan income flows to balance tax impact and cash needs throughout the year.
- Social service integration. Check if they consider local social programs that could support your financial goals.
- Experience with local regulations. Ensure they understand Minnesota-specific rules that affect retirement and investment decisions.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Randall Z
Series 66
St Cloud, MN
Edward Jones
Randall Zeilenga offers wealth management and tax-loss harvesting expertise in St. Cloud, MN, which can help navigate Minnesota's tax environment and optimize income planning. Affiliated with Edward Jones, a large firm serving over four million clients, he provides access to extensive resources and a variety of advisory programs, with a fee structure up to 1.35% annually, suitable for clients seeking comprehensive support.
Experience: 14 years
Avg account: $246,728
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Patrick K
CFP®, Series 63
St. Cloud, MN
Ameriprise
Patrick Kruchten specializes in retirement income strategy and Social Security optimization, making him well-suited for managing income planning challenges in St. Cloud, MN. With 32 years of experience at Ameriprise, a large firm known for research-based, tax-focused retirement planning, he offers a 0.15% AUM fee and serves clients approaching retirement with substantial investable assets.
Experience: 32 years
Avg account: $471,167
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Nolan L
ChFC®, Series 66
St Cloud, MN
Cetera
Nolan Lind's expertise in wealth management and tax-loss harvesting suits clients in St. Cloud, MN, navigating income planning amid state tax considerations. His flat-fee structure and affiliation with Cetera, a large firm serving diverse clients, provide flexible financial planning options, distinguishing him from advisors with traditional AUM-based fees or smaller firm resources.
Experience: 9 years
Avg account: $306,089
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Sommer O
Series 65
St. Cloud, MN
AIS Planning
Sommer Oslund specializes in retirement income strategy and Social Security optimization, which are crucial for managing income planning in St. Cloud, MN amid local tax considerations. As an independent advisor offering flat-fee financial planning, she brings a personalized approach supported by AIS Planning's $335 million in managed assets and experience with trusts and retirement plans.
Experience: 0 years
Avg account: $995,279
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Jennifer L
Series 66
St. Cloud, MN
Lfa
Jennifer Lesmeister offers expertise in wealth management and retirement plans for business owners, making her well-suited for income planning in St. Cloud, MN. Her background as a former attorney and her role at Lfa, an SEC-registered firm managing $309 million with a model-driven investment approach, distinguish her from others by combining legal insight with comprehensive financial strategies and flat-fee planning options.
Experience: 7 years
Avg account: $554,115
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