Top financial advisors in State College, PA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in State College, PA, when planning your retirement income, especially since retirement income is generally exempt from state income tax after you reach the eligible retirement age. A common mistake is not accounting for this tax exemption, which can lead to overpaying taxes or mismanaging your withdrawal strategy.
- Retirement income tax knowledge. Confirm the advisor understands Pennsylvania's exemption rules to optimize your income streams.
- Withdrawal sequencing. Ask how they plan distributions to minimize taxes and sustain your portfolio.
- Social Security timing. Inquire about strategies for when to claim benefits to complement your retirement income.
- Longevity planning. Ensure they consider your life expectancy and healthcare costs in income projections.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Donald C
CFP®, Series 63, Series 65
State College, PA
Mercer Global Advisors Inc.
Donald Calcagni's 21 years of experience and CFP® certification equip him to navigate retirement income planning in State College, PA, including tax-exempt income strategies. At Mercer Global Advisors, he applies a globally diversified, risk-appropriate investment approach and serves high-net-worth clients with flat-fee options, differentiating him through his large-firm resources and expertise in alternative investments and retirement plans for business owners.
Experience: 22 years
Avg account: $2,214,259
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Matthew G
CFP®, ChFC®, Series 63, Series 66
State College, PA
Edward Jones
Matthew Gaul's 20 years of experience and CFP® certification equip him to navigate retirement income planning in State College, PA, including tax-efficient withdrawal strategies. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he offers comprehensive wealth management with a fee structure up to 1.35% annually, distinguishing him through both expertise and firm resources.
Experience: 21 years
Avg account: $246,728
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Alexander F
CFA®, Series 63, Series 65
State College, PA
Fratti Investment Management
Alexander Fratti in State College, PA, offers active portfolio management with a focus on concentrated equity positions, including small- and micro-cap stocks, which may support tailored retirement income strategies. As an independent advisor with CFA® and Series 63 and 65 licenses, he charges a 1.0% AUM fee and brings experience from diverse financial firms, distinguishing him through a research-driven investment approach and private business consulting background.
Experience: 4 years
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Douglas G
Series 63, Series 65
State College, PA
SPC
Douglas Garban's 25 years of experience and expertise in retirement income strategy and tax-loss harvesting make him well-suited to navigate Pennsylvania's retirement income tax exemptions. Operating within SPC, a large firm managing $5.66 billion in assets, he offers flat-fee financial plans and ongoing consulting, distinguishing him with flexible fee options and a broad client base including high-net-worth individuals and corporations.
Experience: 25 years
Avg account: $192,080
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Lisa W
State College, PA
World Capital Advisors, LLC
Lisa Weaver's 15 years of experience and role at World Capital Advisors in State College, PA, equip her to address retirement income planning with an understanding of local tax exemptions. Her firm offers flat-fee financial plans and ongoing advisory services, serving high-net-worth clients independently, and employs a mix of fundamental and technical analyses, distinguishing her from advisors with different fee structures or investment approaches.
Experience: 15 years
Avg account: $1,274,422
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