Top financial advisors in Urbana, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Urbana, IL when you're planning for retirement income without state tax but want to manage high property taxes effectively. A common mistake is overlooking how local tax nuances impact your overall retirement strategy.
- Retirement income planning. Confirm how they incorporate Illinois' no state tax on retirement income into your cash flow projections.
- Property tax strategies. Ask how they help manage or mitigate the impact of Urbana's potentially high property taxes on your net worth.
- Experience with local regulations. Ensure they understand Illinois-specific tax rules and how these affect your investment and withdrawal plans.
- Holistic tax approach. Look for advisors who consider both federal and local taxes together, not just one or the other.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Russell R
Series 66
Urbana, IL
Cambridge Investment Research Advisors
Russell Rybicki specializes in retirement income strategy and plans for business owners, making him well-suited to address Urbana's unique tax environment, including no state tax on retirement income and high property taxes. His 25 years of experience at Cambridge Investment Research Advisors, a large firm offering flat-fee and hourly options, provide a seasoned approach with access to diverse portfolio management and retirement plan advisory services.
Experience: 25 years
Avg account: $378,281
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Neil R
CFP®, ChFC®, Series 63, Series 66
Urbana, IL
Edward Jones
Neil Richardson offers retirement income strategy expertise in Urbana, IL, with 20 years of experience and CFP® and ChFC® credentials. Affiliated with Edward Jones, a large full-service wealth management firm, he provides access to discretionary and non-discretionary wrap fee programs with an AUM fee up to 1.35%, supporting clients including retirees and business owners.
Experience: 20 years
Avg account: $246,728
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Thomas F
Series 63, Series 65
Urbana, IL
Frey Financial
Thomas Frey, based in Urbana, IL, brings 27 years of experience and operates Frey Financial, offering expertise in retirement income planning that can incorporate Illinois' no state tax on retirement income. His firm, Sterling Wealth Management, serves diverse clients with a long-term, evidence-based investment approach emphasizing global diversification and cost minimization, which may help manage local property tax impacts effectively.
Experience: 27 years
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Tyler F
Series 66, Series 63
Urbana, IL
J.P. Morgan Securities
Tyler Frazier, based in Urbana, IL, offers wealth management services through J.P. Morgan Securities, a large firm known for institutional consulting and customized performance reporting. With eight years of experience and Series 63 and 66 licenses, he brings expertise relevant to managing retirement income and local tax considerations. His background includes roles at major financial institutions, providing a broad perspective compared to smaller local advisors.
Experience: 8 years
Avg account: $318,381
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Cristin G
Series 63, Series 65
Urbana, IL
Raymond James Financial
Cristin Gaines offers retirement income planning expertise in Urbana, IL, with 14 years of experience and credentials including Series 63 and 65. Working at Raymond James Financial, a large firm with flat-fee options, she serves diverse clients and integrates firm research and asset-allocation analysis, distinguishing her approach from others who may not leverage such comprehensive resources.
Experience: 14 years
Avg account: $700,796
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