Top financial advisors in Waycross, GA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Waycross, GA when you're planning for retirement income and want to understand how local tax exclusions can affect your withdrawals. A common mistake is not accounting for these state-specific tax benefits, which can lead to paying more taxes than necessary.
- Retirement income tax knowledge. Confirm the advisor understands Georgia's retirement income exclusions and how they impact your tax bill.
- Withdrawal sequencing. Ask how they plan the order of account withdrawals to maximize tax advantages over time.
- Income projection skills. Look for advisors who model your income streams realistically, including Social Security and pensions.
- Experience with local regulations. Ensure they consider state rules that differ from federal guidelines to optimize your retirement plan.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Paul W
Series 66
Waycross, GA
OSAIC
Paul Walker's 12 years of experience and Series 66 designation equip him to navigate Georgia's retirement income tax exclusions effectively, especially with his expertise in annuities. Operating within OSAIC, a large firm offering flat-fee structures and technology-driven investment processes, he serves diverse clients including executives and retirees, providing flexible fee options and broad advisory services that distinguish him from other local advisors.
Experience: 12 years
Avg account: $398,336
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Ethan L
Series 66
Waycross, GA
LPL Financial
Ethan Lowman, based in Waycross, GA, offers retirement planning expertise with a focus on wealth management and tax-loss harvesting, which can help optimize retirement income tax strategies. Working with LPL Financial, a large firm, he provides flat-fee financial planning and consulting, appealing to clients seeking transparent fees and access to extensive investment resources despite his relatively recent industry experience.
Experience: 2 years
Avg account: $399,489
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Roy S
Series 66
Waycross, GA
Cape Investment Advisory, Inc.
Roy Smith Jr. is well-equipped to assist with retirement income planning in Waycross, GA, leveraging his seven years of experience and role supporting Georgia plan participants. His firm, Cape Investment Advisory, offers a flexible investment approach and serves a diverse client base, with a 2.75% total fee structure, distinguishing him from others by combining local expertise with a broad advisory network.
Experience: 7 years
Avg account: $456,781
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Kella B
Series 66
Waycross, GA
Kestra Private Wealth Services, LLC
Kella Bell's expertise in retirement income strategy and annuities, combined with her Series 66 license and three years of experience, equips her to navigate Georgia's retirement income tax exclusions effectively. As an independent advisor at Kestra Private Wealth Services, she offers flat-fee and hourly financial planning, supported by a firm managing $10.2 billion in assets and providing diverse investment platforms, distinguishing her from other local advisors.
Experience: 3 years
Avg account: $653,677
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Justin D
CFP®, Series 66
Waycross, GA
Edward Jones
Justin Dixon's 16 years of experience and CFP® certification equip him to navigate retirement income planning in Waycross, GA, including local tax exclusions. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he offers wealth management services with a fee structure up to 1.35% annually, suitable for clients seeking comprehensive strategies within a well-established advisory program.
Experience: 17 years
Avg account: $246,728
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