Top financial advisors in Winter Haven, FL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're moving to or living in Winter Haven, FL, and managing your wealth, you need advisors who understand how Florida's tax environment affects your financial plans. A common mistake is overlooking the impact of federal taxes and local property and sales taxes, which can significantly influence your net returns.
- Florida tax nuances. Confirm how they incorporate the absence of state income tax but account for property and sales taxes in your planning.
- Homestead protection knowledge. Ask how they leverage Florida's strong homestead laws to safeguard your primary residence and reduce property tax burdens.
- Wealth migration insight. Inquire about their experience advising clients relocating to Florida, including timing and asset transfer strategies.
- Federal tax focus. Ensure they prioritize federal income tax planning since Florida relies heavily on other tax sources, affecting your overall tax strategy.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Ryan L
CFA®, Series 66
Winter Haven, FL
EmeraldSpark Investments
Ryan Layton's 13 years of experience and CFA® designation equip him to navigate Winter Haven's unique tax environment, including federal tax planning and wealth management. As the sole advisor at EmeraldSpark Investments, he offers personalized discretionary investment management and integrates Modern Portfolio Theory with behavioral finance, distinguishing his approach from others in the area.
Experience: 14 years
Avg account: $309,342
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John S
Series 63, Series 65
Winter Haven, FL
Morgan Stanley
John Scheck Jr. brings 35 years of experience and operates from Morgan Stanley in Winter Haven, FL, making him well-versed in local financial nuances including estate planning. His affiliation with a large firm provides access to structured planning processes and a broad investment platform, distinguishing him from advisors at smaller firms with less extensive resources.
Experience: 36 years
Avg account: $670,481
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Mark A
CFP®, Series 66
Winter Haven, FL
J.P. Morgan Securities
Mark Alford offers wealth management expertise in Winter Haven, FL, with 14 years of experience and CFP® certification, working at the large firm J.P. Morgan Securities. His background includes serving executives and business owners, and he charges a 0.30% annual fee on assets under management, distinguishing him from advisors at smaller firms or with different fee structures.
Experience: 14 years
Avg account: $318,381
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Richard M
Series 66
Winter Haven, FL
Kingsbury Capital Investment Advisors LLC
Richard Mcadams Jr. brings 25 years of experience managing retirement plans and active portfolios, well-suited for clients in Winter Haven navigating Florida's unique tax landscape. His firm offers flat-fee financial planning and discretionary portfolio management, serving individuals and high-net-worth clients, which distinguishes him from advisors with narrower client focuses or fee structures.
Experience: 26 years
Avg account: $633,323
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Jason C
Series 63, Series 66
Winter Haven, FL
Fidelity
Jason Carpenter's 24 years of experience at Fidelity and other major firms equip him to navigate Winter Haven's unique tax landscape, including federal tax planning and Florida's property tax nuances. His expertise in active portfolio management and charitable giving, combined with Fidelity's systematic investment approach and large-firm resources, distinguishes him from advisors with smaller firm backgrounds or less comprehensive research capabilities.
Experience: 24 years
Avg account: $234,793
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