Top financial advisors working with young families
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be navigating the financial challenges of raising young children, like budgeting for childcare, education savings, or managing household expenses. Without an advisor who understands these unique pressures, you risk missing opportunities to align your financial plan with your family's evolving needs.
- Cash flow management. Look for advisors who help balance daily expenses with long-term goals, ensuring your budget supports both immediate needs and future plans.
- Education funding strategies. Ask how they approach saving for college or other education costs, including tax-advantaged accounts and timing contributions.
- Insurance and protection. Confirm they review your life and disability insurance to safeguard your family's financial security against unexpected events.
- Estate planning basics. Check if they guide you through setting up wills or guardianship arrangements, which are crucial for young families.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Garrett D
Series 66
Northbrook, IL
Merrill
Garrett Dahm is equipped to support young families in the US by focusing on wealth management, retirement income strategy, and income planning, which are crucial for balancing immediate family needs with long-term financial goals. Operating within Merrill, a large firm, he offers a 1.10% AUM fee structure and brings eight years of experience, combining personalized portfolio management with a deep understanding of family financial dynamics.
Experience: 9 years
Avg account: $860,085
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Jon B
CFP®, ChFC®, Series 63, Series 65
Alpharetta, GA
TandemGrowth Financial Advisors, LLC
Jon Bernier specializes in advising young families, offering tailored financial planning through TandemGrowth Financial Advisors, which includes cash flow management and education funding strategies. His firm’s flat-fee NextGen program and strategic long-term investment approach, combined with 23 years of experience and CFP® and ChFC® credentials, distinguish him from others by focusing on high-net-worth households and comprehensive wealth management in Alpharetta, GA.
Experience: 23 years
Avg account: $1,464,093
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David M
CFP®
Hadley, MA
Fee-Only Financial Planning
David Martula specializes in supporting young families with college savings strategies and general estate planning guidance, addressing key financial concerns like education funding and protection. His 22 years of experience, CFP® certification, and flat-fee structure distinguish him from others, while his independent, low-cost, buy-and-hold investment approach suits high-net-worth clients seeking tailored, long-term financial planning in Hadley, MA.
Experience: 22 years
Avg account: $2,952,988
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Ai M
Series 63, Series 65
Tukwila, WA
Fidelity
Ai Mendoza specializes in financial planning for young families, focusing on cash flow management and budgeting to help balance daily expenses with long-term goals. With 13 years of industry experience and a background at large firms like Fidelity and JP Morgan Chase, she offers expertise in income planning and retirement strategies, making her well-equipped to address the evolving financial needs of parents in the US.
Experience: 14 years
Avg account: $234,793
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Shaun C
CFP®
Worthington, OH
Balance Wealth
Shaun Carney specializes in serving young families and Millennials, offering tailored financial planning that addresses the unique challenges of budgeting, education funding, and protection for growing households. His flat-fee structure and independent status provide transparent, client-focused service, while his background as a CFP® and military officer adds disciplined, strategic insight compared to other advisors in Worthington, OH.
Experience: 8 years
Avg account: $699,191
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