Top financial advisors in Yuba City, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Yuba City, CA when facing complex decisions about managing your investments, retirement planning, or tax strategies in a state with high income taxes but capped property tax increases under Proposition 13. Without focused expertise, advisors may overlook how these local tax rules affect your long-term financial picture.
- Local tax knowledge. Confirm how they incorporate California's income tax rates and Proposition 13 limits into your planning.
- Retirement income sequencing. Ask how they plan withdrawals to minimize taxes and maximize your income over time.
- Investment risk alignment. Ensure they tailor your portfolio to your comfort with risk and your financial goals.
- Fee structure clarity. Understand whether they charge flat fees or commissions and how that impacts your costs.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jose R
Series 63, Series 66
Yuba City, CA
Wells Fargo Clearing
Jose Raya's experience at Wells Fargo Clearing equips him to navigate Yuba City's unique tax environment, leveraging the firm's IPS-driven approach and modern portfolio theory to tailor retirement and investment strategies. His flat-fee structure and focus on high-net-worth clients differentiate him from others, offering transparent costs and specialized services within a large firm setting.
Experience: 16 years
Avg account: $475,575
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Sean M
Series 63, Series 65
Yuba City, CA
OSAIC
Sean Mccabe's 22 years of experience and Series 63 and 65 licenses equip him to navigate Yuba City's complex tax environment, including California's income tax and Proposition 13. Operating within Osaic Wealth, a large firm with a technology-driven investment process, he offers flat-fee financial planning and consulting services, catering to a diverse client base including executives and retirees.
Experience: 23 years
Avg account: $398,336
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Benjamin G
Series 66
Yuba City, CA
Edward Jones
Benjamin Geyer offers expertise in college savings, general retirement planning, and wealth management, which suits clients in Yuba City navigating complex financial decisions. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he provides a structured fee of up to 1.35% annually and brings a unique perspective from his self-employed background and prior professional golf career.
Experience: 1 year
Avg account: $246,728
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David B
Series 63, Series 65
Yuba City, CA
Cetera
David Behr's 27 years of experience and CPA background equip him to navigate Yuba City's complex tax environment, including California's income tax and Proposition 13. Operating within Cetera's large firm, he offers flat fees for planning and consulting, serving high earners and those approaching retirement, which distinguishes him from advisors focusing solely on commission-based models or smaller client bases.
Experience: 27 years
Avg account: $306,089
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Johnny C
CFP®, Series 66
Yuba City, CA
Golden State Wealth Management, LLC
Johnny Ceballos offers expertise in managing complex financial needs in Yuba City, CA, with 18 years of experience and CFP® certification. His firm, Golden State Wealth Management, provides discretionary asset management and retirement plan consulting with flat fees ranging from $1,500 to $10,000, catering to high-net-worth clients and emphasizing tailored advice aligned with risk tolerance.
Experience: 19 years
Avg account: $522,461
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