1 North Wealth Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$306,120,753
Clients
217
Advisors
6
of 6 employees
About
1 North Wealth Services provides discretionary investment management and financial planning to individuals, closely held businesses, retirement plans, estates, trusts, and charitable foundations. The firm reports $320,430,085 in discretionary assets under management and offers quarterly reporting, annual review meetings, and various planning services including ERISA and 401(k) engagement options.
The firm employs an active, discretionary approach that emphasizes fundamental analysis (with technical analysis as a secondary input) and deploys multiple strategies—capital preservation, total return, growth, alternatives, and a Sustainable Investing (ESG) strategy for clients who request it. Portfolios are typically constructed with no‑ or low‑load mutual funds and ETFs, treat cash as an asset class, are rebalanced as necessary, and may include individual securities or bonds for larger accounts.
Operationally, 1 North uses a team investment committee model with five advisory professionals and credentialed staff (including a CFP® principal and a CFA® charterholder), and it discloses the ability to pay referral fees to affiliated solicitors. The Brochure also discloses custodial recommendations (Charles Schwab and TD Ameritrade) and receipt of non‑soft‑dollar support from Schwab—including a one‑time $40,000 contribution for technology, research, and marketing—while maintaining a fee‑only advisory model.
Client services
Expertise
Occupation focus
Fee options
Financial planning services flat fees up to $3,200 annually; ongoing service flat fees paid quarterly (amounts negotiable)
$0 - $500,000: 1.15% per annum (0.2875% per quarter) $500,000.01 - $1,000,000: 0.80% per annum (0.20% per quarter) $1,000,000.01+: 0.60% per annum (0.15% per quarter)
Financial planning and other services at $400 per hour
Account minimum: $500,000 Minimum fee: Minimum fee of $625 per quarter Fee-only: Firm is fee-only and does not receive commissions; fees are charged on AUM and planning fees
Main office
1997 Annapolis Exchange Parkway, Suite 250
Annapolis MD 21401
Advisors at this office
6
Most active in
Maryland · New Hampshire · Pennsylvania · Virginia
Also doing business as
1 North Wealth Services, LLC · Jay Middleton Advisory, LLC · Middleton Gardiner Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Annika M
Series 65
Annapolis, MD
1 North Wealth Services, LLC
Annika Mitchell is a Series 65 licensed advisor at 1 North Wealth Services, LLC with one year of industry experience. Prior to joining the firm, she held various roles across several sectors including hospitality and education. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, businesses, and charitable organizations. The firm employs an active, team-based approach using fundamental and technical analysis across multiple strategies, including an ESG option for interested clients.
Mary H
Series 65
Annapolis, MD
1 North Wealth Services, LLC
Mary Hughes is a financial advisor with 17 years of industry experience, currently serving at 1 North Wealth Services, LLC. She holds the Series 65 designation and has been with Middleton Gardiner Group, LLC since 2005. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, closely held businesses, retirement plans, estates, trusts, and charitable foundations. The firm employs an active, discretionary approach with multiple strategies, including a Sustainable Investing (ESG) option, and manages over $320 million in discretionary assets.
Kathryn P
Series 65
Annapolis, MD
1 North Wealth Services, LLC
Kathryn Putek is a financial advisor with 13 years of industry experience, currently working at Middleton Gardiner Group, LLC since 2011. She holds a Series 65 designation and is based in Annapolis, MD. She is part of 1 North Wealth Services, LLC, a team of five advisors that provides discretionary investment management and financial planning to individuals, businesses, retirement plans, estates, trusts, and charitable foundations. The firm employs an active, discretionary approach incorporating fundamental and technical analysis and offers multiple strategies including capital preservation, total return, growth, alternatives, and sustainable investing.
James B
CFP®, Series 63
Annapolis, MD
1 North Wealth Services, LLC
James Brennan is a CFP® with 21 years of industry experience, currently serving at Middleton Gardiner Group, LLC. He is based in Annapolis, MD and holds a Series 63 license. Brennan is part of the advisory team at 1 North Wealth Services, LLC, which includes five professionals. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, closely held businesses, retirement plans, estates, trusts, and charitable foundations. The firm uses an active, discretionary approach with multiple strategies, emphasizing fundamental analysis, and offers services including quarterly reporting, annual reviews, and specialized planning such as ERISA and 401(k) engagement.
Dimitri S
Series 65
Annapolis, MD
1 North Wealth Services, LLC
Dimitri Sfakiyanudis is a financial advisor with 1 year of industry experience at 1 North Wealth Services, LLC. He holds a Series 65 designation and has prior work history in small business and service industries, including roles at Kafouri Kitchens and Remodeling and Foreman Pro Cleaning. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, businesses, retirement plans, estates, trusts, and charitable foundations. The firm employs an active, discretionary approach utilizing fundamental and technical analysis across multiple strategies, including a Sustainable Investing (ESG) option for interested clients.
John M
Series 65
Annapolis, MD
1 North Wealth Services, LLC
John Milchling is a financial advisor at 1 North Wealth Services, LLC in Annapolis, MD, holding a Series 65 credential with six years of industry experience. His work history includes roles at 1 North Wealth Services, Towson University, and Sandbek Outdoors. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, businesses, retirement plans, estates, trusts, and charitable foundations. The firm uses an active, discretionary approach with multiple strategies, including a Sustainable Investing (ESG) option, and manages over $320 million in discretionary assets.
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