Altus, OK Office

10Elms LLP provides discretionary wealth management and financial planning to individuals — including high‑net‑worth clients — as well as select pension and profit‑sharing plans and charitable organizations. The fee‑only firm offers ongoing portfolio management alongside financial planning services that cover retirement, estate, cash‑flow, tax, and business planning.

The firm's investment approach combines strategic asset allocation grounded in academic research with momentum‑based tactical shifts, and it implements portfolios primarily with low‑cost, liquid ETFs across strategies such as Dynamic Global Equity, sector‑focused equity, dynamic income, and investment‑grade (including tax‑efficient municipal) fixed income. The process emphasizes liquidity and cost control, uses systematic trigger rules for tactical adjustments, and includes at least semi‑annual account reviews.

Noteworthy for a firm of its size, 10Elms operates out of five offices while managing roughly $120.6 million in discretionary assets for 37 clients with a three‑advisor team, and it offers its management services through a wrap fee program that bundles advisory and trading costs. The firm also maintains custodial relationships with major custodians (Schwab and recently added Fidelity), may have limited custody in specific situations subject to an annual PCAOB surprise custody audit, and has added operational features such as text‑enabled client contact and firm email aliases.