114th Financial LC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
114th Financial provides financial planning, investment management, bookkeeping, and tax preparation to individuals, high‑net‑worth clients, and families, and it offers targeted planning services for mental‑health therapists and other business owners. Its ongoing planning package includes monthly cash‑flow reviews, an annual financial plan, an annual investment education session, and an annual tax plan.
The firm follows a passive, allocation‑driven investment approach built with index mutual funds and ETFs, emphasizing strategic asset allocation, periodic rebalancing, and avoidance of market timing. It operates on a non‑discretionary basis, integrates behavioral education into its planning work, and excludes higher‑risk ETF categories such as leveraged, inverse, or cryptocurrency ETFs.
A distinguishing feature is that the firm’s principal is a licensed Certified Public Accountant and the firm combines tax preparation and bookkeeping with its advisory services — an affiliation that is uncommon among independent advisors. The firm is a very small, recently established solo practice, reporting seven clients and no discretionary or non‑discretionary assets under management as of Feb 10, 2025.
Client services
Expertise
Occupation focus
Fee options
Personal and Business Financial Planning Services broken down as: Monthly Cash Flow Review $37.50/month, Annual Financial Plan $700, Annual Investment Education Session $250, Annual Tax Plan $400; Tax Preparation and Bookkeeping Services $300/month
0.50% annually (0.125% quarterly, calculated on total portfolio value)
$150 per hour for services outside scope with prior consent
Fee-only: Personal and Business Financial Planning Services at $150 per month ($1,800 per year)
Main office
South Jordan UT
Advisors at this office
1
Most active in
Utah
Also doing business as
114 Th Financial · 114 Th Financial LLC · 114 Th Financial Lc
Disclosures
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Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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