Cathedral Square Capital

Cathedral Square Capital provides investment management, comprehensive financial planning, and retirement plan consulting to individuals, high‑net‑worth clients, and plan sponsors. The firm works with clients through written investment management agreements, financial planning agreements, and Investment Policy Statements to tailor services to individual goals and constraints.

Its investment approach is goals‑based, emphasizing fundamental analysis and portfolio construction via mean‑variance optimization (a Markowitz/Modern Portfolio Theory framework) to set asset allocation and build diversified portfolios using stocks, bonds, ETFs, closed‑end funds, and mutual funds. The firm employs both active and passive strategies — with a stated preference for passive vehicles where appropriate — and manages accounts on discretionary and non‑discretionary bases depending on the engagement; financial planning services are provided non‑discretionarily.

Noteworthy aspects include a recent rebranding (now doing business as Cathedral Square Capital) and regulatory disclosures that the firm uses third‑party endorsements in its advertising, a practice that is uncommon among peers. The firm also highlights retirement plan work that can include 3(21) advice or full 3(38) discretionary fiduciary authority (using Betterment as a third‑party administrator), offers household billing for multigenerational families, and explicitly excludes direct management of cryptocurrencies and certain non‑traditional insurance products.