1900 Wealth logo

1900 Wealth

Updated today

Client assets under management

$1,742,724,833

Clients

454

51% high-net-worth

Advisors

19

of 22 employees

Firm type

Multi-team

30-300 advisors or >$3B in AUM

Clients per advisor

24

Very Low

Average account size

$3,838,601

About

1900 Wealth serves individuals (including high‑net‑worth clients), family offices, pension and profit‑sharing plans, trusts, estates, corporations and other entities with financial planning, consulting, and both discretionary and non‑discretionary investment management. The firm also offers family office services and acts as investment manager and advisor to affiliated pooled investment vehicles.

The firm’s investment approach emphasizes strategic asset allocation and the use of low‑cost ETFs and mutual funds to implement long‑term, diversified portfolios, with written investment plans tailored to each client’s goals, risk tolerance and time horizon. 1900 Wealth also uses sub‑advisers to provide access to customized managed portfolios and routinely manages client accounts on a discretionary basis.

Notable distinctions include common ownership with Jefferson Bank — the firm discloses it recommends the bank’s services to clients — and the operation of affiliated private funds in which the firm or its affiliates may serve as general partner or manager. 1900 Wealth both recommends these pooled vehicles to suitable clients and receives management and performance‑based fees for them, and it provides related administrative and advisory services while subjecting the funds to subscription eligibility requirements and periodic audits.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing

Occupation focus

Founder/Business Owner Executive

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Fee options

Fixed

Financial planning fees typically $1,500; consulting fees may be flat fee

Percentage

$0 - $2,000,000: 0.95% $2,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.60% $10,000,001+: 0.45%

Project-based

Tax planning consulting services fees based on hourly negotiable fee of $350 per hour

Performance-based

Performance-based fees from affiliated pooled investment vehicles (Funds) as detailed in fund offering documents

Other

Minimum fee: Minimum annual advisory fee of $7,500 Fee-only: Financial planning fees typically $1,500, can exceed depending on complexity; consulting fees negotiated as percentage of AUM or flat fee; tax planning consulting $350/hour billed in arrears

Main office location

1900 Wealth

1900 Broadway, Suite 900

San Antonio TX 78215, United States

Number of offices

3

Most active in

Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Christopher K

Series 65

San Antonio, TX

1900 Wealth

Christopher Kardys is a financial advisor at 1900 Wealth in San Antonio, TX, holding a Series 65 designation with six years of industry experience. He has been with 1900 Wealth, formerly Monticello Wealth Management, LLC, since 2019 and previously worked at Rocanda USA Inc. from 2011 to 2019. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities, providing financial planning, consulting, and investment management services. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to create diversified long-term portfolios tailored to each client’s goals, risk tolerance, and time horizon.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Jessica D

Series 65

San Antonio, TX

1900 Wealth

Jessica Drought is a financial advisor at 1900 Wealth with four years of industry experience. She holds a Series 65 designation and has previously worked at M Capital and Texas Next Capital. Prior to her advisory career, she spent 12 years at Rackspace. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities with financial planning, consulting, and investment management services. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to create diversified portfolios tailored to clients’ goals and risk tolerance.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Austin K

Series 63, Series 65

San Antonio, TX

1900 Wealth

Austin Kroll is a financial advisor with 11 years of industry experience, currently with 1900 Wealth. He holds Series 63 and Series 65 licenses and previously worked at Frost Bank and its affiliated entities from 2014 to 2025. 1900 Wealth serves a broad client base including high-net-worth individuals, family offices, and institutional entities, offering financial planning, consulting, and investment management. The firm employs strategic asset allocation with low-cost ETFs and mutual funds, using sub-advisers for customized portfolios and managing accounts both discretionary and non-discretionary.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Melissa A

Series 65

San Antonio, TX

1900 Wealth

Melissa Anderson is a financial advisor at 1900 Wealth with five years of industry experience. She holds a Series 65 designation and has previously worked at Windmühle LLC and Bull Creek Financial Services LLC. Anderson serves as a trustee for Southwestern University and is a board member and chairperson of the investment committee at The Catholic Foundation-Diocese of Austin. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds, offers family office services, and manages client accounts both discretionary and non-discretionary.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Miles F

CFP®

San Antonio, TX

1900 Wealth

Miles Fuquay is a CFP® professional with seven years of industry experience, currently with 1900 Wealth in San Antonio, TX. He has been with 1900 Wealth, formerly Monticello Wealth Management, since 2018 and previously worked at Jefferson Bank from 2005 to 2019. 1900 Wealth serves a diverse client base including individuals, family offices, pension and profit-sharing plans, and corporations, offering financial planning, consulting, and investment management services. The firm employs a strategic asset allocation approach using low-cost ETFs and mutual funds to create long-term diversified portfolios, and also manages affiliated pooled investment vehicles while making use of sub-advisers for customized portfolios.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Charles D

Series 63, Series 65

San Antonio, TX

1900 Wealth

Charles Dodd Jr. is a financial advisor at 1900 Wealth in San Antonio, TX, holding Series 63 and Series 65 licenses with two years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC and Steve Miura. 1900 Wealth serves a broad client base including high-net-worth individuals, family offices, pension and profit-sharing plans, and corporations, offering financial planning, consulting, and investment management through a strategic asset allocation approach that incorporates low-cost ETFs and mutual funds. The firm also manages affiliated private funds and provides family office services.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Robert J

CFA®, Series 63

San Antonio, TX

1900 Wealth

Robert Jones is a CFA® charterholder and holds a Series 63 license, with two years of industry experience. He has worked at 1900 Wealth Management LLC since 2023 and previously spent seven years at USAA Asset Management Company. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities with financial planning, consulting, and both discretionary and non-discretionary investment management. The firm emphasizes strategic asset allocation and uses low-cost ETFs and mutual funds to build long-term, diversified portfolios tailored to clients’ goals, risk tolerance, and time horizon.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Todd B

CFA®

San Antonio, TX

1900 Wealth

Todd Brockwell is a CFA® charterholder based in San Antonio, TX, with nine years of experience in financial advising. He has worked at 1900 Wealth, formerly Monticello Wealth Management, since 2016 and also spent time at Brockwell Family Advisors. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities with financial planning, consulting, and both discretionary and non-discretionary investment management. The firm emphasizes strategic asset allocation and uses low-cost ETFs and mutual funds to build diversified portfolios tailored to client goals, risk tolerance, and time horizon.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Hunt H

Series 65

San Antonio, TX

1900 Wealth

Hunt Hord is a financial advisor at 1900 Wealth with a Series 65 credential and two years of industry experience. His prior work includes roles at Pioneer Natural Resources, Brazos River Capital, and Research Tax Consultants, as well as positions at Baylor University and ARYA Resources. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities with financial planning, consulting, and investment management. The firm focuses on strategic asset allocation using low-cost ETFs and mutual funds to build diversified, long-term portfolios tailored to clients’ goals and risk tolerance.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Caroline S

Series 63, Series 65

San Antonio, TX

1900 Wealth

Caroline Satel is a financial advisor at 1900 Wealth in San Antonio, TX, with three years of industry experience. She holds Series 63 and Series 65 licenses and has worked at multiple firms including IFA Paris and Sanger & Altgelt, LLC. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension plans, trusts, and other entities. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to create diversified, long-term portfolios tailored to clients' goals and risk tolerance.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Stephen H

Series 65

San Antonio, TX

1900 Wealth

Stephen Hernandez is a financial advisor with 1900 Wealth in San Antonio, TX. He holds a Series 65 designation and has experience across several firms including Oracle, Trimble, Platform Science, and GE Oil & Gas. Outside of his advisory role, Hernandez serves as an elder and director at Redeemer Bible Church of San Antonio, where he is involved in preaching, teaching, leadership, and managing church finances. 1900 Wealth serves individuals, family offices, and institutional clients with financial planning, consulting, and investment management, using strategic asset allocation and low-cost ETFs and mutual funds to build diversified portfolios tailored to client goals. The firm also offers family office services and manages affiliated private funds while employing sub-advisers to provide customized managed portfolios.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Jacob A

Series 65

San Antonio, TX

1900 Wealth

Jacob Allison is a financial advisor at 1900 Wealth in San Antonio, TX, holding a Series 65 credential. He has been active in the financial industry since 2024, with prior experience at Northwestern Mutual and KE Andrews. Allison’s background includes several roles outside finance, including positions at Texas A&M University and Westwood Country Club. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension and profit-sharing plans, trusts, estates, and corporations. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to build diversified, long-term portfolios tailored to clients’ goals and risk tolerance.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Mary R

Series 63, Series 65

San Antonio, TX

1900 Wealth

Mary Romanczuk is a financial advisor at 1900 Wealth with four years of industry experience. She previously worked at Piper Sandler & Co. for four years and has held positions at KCIC and the University of Texas at Austin. Romanczuk holds Series 63 and Series 65 licenses. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities with financial planning, consulting, and investment management services. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to create diversified portfolios tailored to clients’ goals and risk tolerance.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Erica K

Series 63, Series 65

San Antonio, TX

1900 Wealth

Erica Krautheim is an advisor at 1900 Wealth in San Antonio, TX. She holds Series 63 and Series 65 licenses and has prior experience at Franklin Templeton, Ginger Advisory, and Pacific Century Group (HK) Ltd. Krautheim has been with 1900 Wealth since 2025. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension and profit-sharing plans, trusts, estates, and corporations. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds and offers family office services along with management of affiliated private funds.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
user avatar

Hannah J

Series 65

San Antonio, TX

1900 Wealth

Hannah Jones is a financial advisor at 1900 Wealth with one year of industry experience. She holds a Series 65 designation and has previously worked at Luther King Capital Management and attended Texas Tech University Graduate School. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, and corporations with financial planning, consulting, and investment management. The firm emphasizes strategic asset allocation and utilizes low-cost ETFs and mutual funds to create long-term, diversified portfolios tailored to clients’ goals and risk tolerance.

Wealth management Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Real estate investing Founder/Business Owner Executive
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