21:5 Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$36,207,132
Clients
56
64% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
56
HighAverage account size
$646,556
About
21:5 Advisors serves high-net-worth individuals, charitable organizations, and businesses, providing fee-only investment management and financial planning along with estate planning services facilitated through third-party technology platforms. The firm operates as a single-advisor registered investment adviser managing roughly $36.2 million across 56 client relationships and generally requires a $1,000,000 minimum account size, which aligns with its stated lack of non‑high‑net‑worth individual clients.
The firm’s investment process combines modern portfolio theory with a mix of passive and active strategies, deploying discretionary asset allocation targets and periodic portfolio reviews while documenting strategy and goals in a written Financial Road Map®. Financial planning emphasizes operational organization and cyber/security practices, cash‑flow and tax screening, and may include commission‑free fee‑based annuities implemented via a third‑party platform and a limited, disclosed allocation to digital assets (typically capped at 3%).
Noteworthy aspects relative to peers include the explicit integration of tech-enabled estate planning (via EncorEstate and Wealth) and a formal focus on financial cyber-security and information organization within the planning engagement. As a solo, fee-only adviser that generally excludes lower-net-worth retail clients, the firm pairs a small-scale, hands-on planning workflow with access to commission-free annuity implementation through DPL, creating a service mix that differs from many similarly sized independent advisers.
Client services
Financial planning
Portfolio management
Expertise
Annuities
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
Fee options
Financial planning up to $7,500 initial fee; project-based planning up to $20,000; estate planning up to $3,000
$0 - $250,000: 1.75% $250,001 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 0.50% $3,000,001 - $6,000,000: 0.25% $6,000,001+: $30,000 fixed annual fee
$500 per hour
Ongoing financial planning fees up to $30,000 per year paid quarterly in advance
Account minimum: $1,000,000 Fee-only: Fixed fees for financial planning and estate planning; hourly rate $500/hour
Main office location
21:5 Advisors, LLC
16165 North 83 Rd Avenue, Suite 200
Peoria AZ 85382, United States
Number of offices
1
Most active in
21:5 Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Arizona · California · Louisiana · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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