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3 Peaks Financial

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Client assets under management

$52,393,064

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Clients

280

5% high-net-worth

Advisors

2

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

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Clients per advisor

140

Very High

Average account size

$187,118

About

3 Peaks Financial Advisors serves individual and high‑net‑worth clients as well as charitable organizations, providing ongoing portfolio management (both discretionary and non‑discretionary), financial planning (one‑time, hourly, and ongoing maintenance) and referrals to third‑party money managers. The firm documents client objectives and risk tolerances in an Investment Policy Statement and may combine model allocations with customized recommendations for each household.

The firm’s investment process emphasizes asset allocation and periodic monitoring — accounts are reviewed at least quarterly with rebalancing at least semiannually or as needed — and 3 Peaks draws on multiple analysis methods (cyclical, fundamental, modern portfolio theory, quantitative and technical). In its higher‑tier Premier Investment Plan the firm uses equity funds, fixed income and market‑linked notes/structured products with stated downside protection as part of its growth and protection mix, and it limits its advice primarily to mutual funds, ETFs, equities, fixed income and insurance products.

A distinctive feature disclosed in the brochure is the firm’s affiliation with insurance activities and broker‑dealer registration: the principal is a licensed insurance agent and registered representative, and the firm offers commissionable insurance and annuity products while also providing advisory services. The firm requires clients to custody assets at LPL Financial, which the brochure notes can limit available product choices and creates potential conflicts (including past transition assistance and soft‑dollar benefits), matters the firm discloses and says it addresses through disclosure and fee‑offset practices.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Annuities Retirement income strategy Tax-loss harvesting Cash flow / budgeting

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Fee options

Fixed

Financial planning initial setup fee from $1,500 to $5,500, paid 50% in advance and 50% upon completion.

Percentage

$0 - $25,000: OMP 1.60%, PAAM 1.65%, CAAM 2.05%, USB 0.50%, NMF 0.75% $25,000 - $50,000: OMP 1.40%, PAAM 1.45%, CAAM 1.90%, USB 0.25%, NMF 0.70% $50,000 - $100,000: OMP 1.30%, PAAM 1.35%, CAAM 1.75%, USB 0.23%, NMF 0.65% $100,000 - $150,000: OMP 1.20%, PAAM 1.25%, CAAM 1.60%, USB 0.21%, NMF 0.60% $150,000 - $250,000: OMP 1.15%, PAAM 1.20%, CAAM 1.45%, USB 0.19%, NMF 0.55% $250,000 - $500,000: OMP 1.10%, PAAM 1.15%, CAAM 1.35%, USB 0.17%, NMF 0.50% $500,000 - $750,000: OMP 1.05%, PAAM 1.10%, CAAM 1.25%, USB 0.15%, NMF 0.45% $750,000 - $1,000,000: OMP 1.00%, PAAM 1.05%, CAAM 1.15%, USB 0.13%, NMF 0.40% $1,000,000 - $1,500,000: OMP 0.90%, PAAM 0.95%, CAAM 1.05%, USB 0.11%, NMF 0.35% $1,500,000 - $2,000,000: OMP 0.80%, PAAM 0.85%, CAAM 1.00%, USB 0.09%, NMF 0.30% $2,000,000 - $5,000,000: OMP 0.70%, PAAM 0.75%, CAAM 0.95%, USB 0.07%, NMF 0.25% $5,000,000 - $10,000,000: OMP 0.60%, PAAM 0.65%, CAAM 0.90%, USB 0.05%, NMF 0.20% $10,000,000+: OMP Negotiable, PAAM Negotiable, CAAM Negotiable, USB Negotiable, NMF Negotiable

Commissions

Commission from sale of investment and insurance products accepted by certain representatives; conflicts disclosed; commissions are not primary compensation; advisory fees reduced to offset commissions.

Project-based

Hourly fee for financial consulting services is $200 per hour, negotiable.

Subscriptions

Ongoing financial planning fees paid quarterly in advance, ranging from $0 to $200 depending on assets under management and service features.

Other

Account minimum: $25,000 Fee-only: Fixed Fees for financial planning range from $1,500 to $5,500 for initial plan setup. Ongoing fixed planning fees quarterly: $100 to $200 depending on AUM and services. Hourly financial planning fee is $200/hour.

Main office location

3 Peaks Financial

2677 E 17 Th Street,, Suite 100

Ammon ID 83406, United States

Number of offices

2

Most active in

More info

Arizona · Idaho · Montana · Utah · Washington

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website (208) 881-5505

Advisors at this firm

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user avatar

Shane H

Series 63, Series 65

Ammon, ID

3 Peaks Financial

Shane Hill is a financial advisor at 3 Peaks Financial with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with LPL Financial and Independent Financial Partners. Outside of his advisory work, he is the founder and owner of a musical group and is involved with Lucky Disc Golf. 3 Peaks Financial Advisors serves individual and high-net-worth clients as well as charitable organizations, offering portfolio management, financial planning, and referrals to third-party money managers. The firm emphasizes asset allocation and periodic account monitoring, combining various analysis methods to tailor investment strategies.

Annuities Retirement income strategy Tax-loss harvesting Cash flow / budgeting
user avatar

Connor D

Series 65

Ammon, ID

3 Peaks Financial

Connor Dye is a financial advisor at 3 Peaks Financial with five years of industry experience. He holds a Series 65 designation and previously worked at Mountain America Credit Union. In addition to his advisory role, he is a licensed insurance producer offering various insurance products including life, long-term care, disability, fixed annuity, and Medicare supplement plans. 3 Peaks Financial Advisors serves individual and high-net-worth clients as well as charitable organizations, providing portfolio management, financial planning, and third-party money manager referrals. The firm’s investment process emphasizes asset allocation and regular portfolio monitoring, combining model allocations with customized recommendations.

Annuities Retirement income strategy Tax-loss harvesting Cash flow / budgeting
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