Irvine, CA Research Dr Office

The firm provides discretionary investment management, ongoing and project-based financial planning, and cash-management advisory services to a small, concentrated client base made up primarily of high-net-worth individuals and corporations or other businesses. It does not emphasize service to retail non-high-net-worth individuals and operates as a fee-only adviser without a stated account minimum.

Investment decisions are guided by a combination of fundamental and technical analysis within a modern-portfolio-theory framework, using both passive and active funds as appropriate to clients’ goals and risk tolerances. The brochure discloses the use of derivatives and structured products within separately managed accounts and a sub-advisory relationship with SyntheticFi LLC to implement derivative-based trades (including synthetic loan/box-spread strategies).

Noteworthy distinctions include the principal’s concurrent outside employment and management roles in other investment and real estate entities, plus insurance licensure while operating on a fee-only basis and not accepting commissions for client insurance or annuity business. The firm also offers educational seminars and speaking engagements to organizations and the public, a service line that is less common among similarly structured independent advisers.