A complete list of active advisors currently associated with 4:8 Financial

Warmer can help you find a great advisor at 4:8 Financial or one who fits your needs even better.

4:8 Financial serves individuals (including high net worth clients), charities, and retirement plans with comprehensive financial planning and portfolio management. Services described in the brochure include net worth and cash flow analysis, tax and retirement planning, college planning, risk management, retirement plan consulting, and tailored investment advice delivered through LPL Financial–sponsored advisory programs. The firm’s investment approach emphasizes strategic asset allocation, fundamental analysis, and a buy‑and‑hold framework with periodic rebalancing, and it generally operates with discretionary authority for portfolio implementation. Investment implementation frequently uses model portfolios and third‑party or algorithmic programs available through LPL, including mutual fund/ETF model portfolios and an algorithm‑based Guided Wealth Portfolio service. Noteworthy features relative to peers include an unusually high client‑to‑advisor ratio — roughly 200 clients per advisor — and the firm’s use of LPL‑sponsored wrap fee programs (portfolio management is provided through a wrap program), which suggests reliance on platform models and technology to scale service delivery. The brochure also discloses that owners and associates are licensed insurance agents and that custody and platform services are provided by LPL, arrangements that create platform benefits and potential conflicts of interest to consider.

To learn more about the advisors currently working at 4:8 Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.