401K Engineers Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$45,000,000
Clients
181
Advisors
1
of 1 employees
About
401k Engineers Inc. provides ongoing portfolio management and pension consulting to individuals, high‑net‑worth clients, pension and profit‑sharing plans, and certain charitable organizations. Services include tailored investment policy statements, discretionary portfolio management, and consulting on employee benefit plans (including 401(k) plan design and monitoring), with coordination of estate‑planning work through outside counsel.
The firm’s investment process blends fundamental analysis, modern portfolio theory and quantitative methods to construct diversified, long‑term portfolios that may include mutual funds, ETFs (including precious‑metal exposure), fixed income, real estate funds and other instruments. Portfolios are customized to clients’ goals and documented risk tolerances, with regular monitoring, reporting and, where authorized, discretionary implementation.
Distinctive aspects of the firm relative to peers include an explicit focus on pension consulting for plan sponsors and serving charitable organization clients—both services that are less common among similar independent advisers. The firm’s representatives also conduct insurance and broker‑dealer activities and may offer commissionable insurance or brokerage products in addition to fee advisory services; these outside activities and attendant conflicts are disclosed in the brochure.
Client services
Expertise
Occupation focus
Fee options
Estate planning services offered for a fixed fee of $800 for data gathering and review; attorney fee is $800 for drafting trust document
Portfolio Management: 1.00% annually; Pension Consulting: 0.30% annually
Commission-based products are offered via outside business activities but not primary source of compensation for advisory services
Fee-only: Fee-only investment advisory firm; no commissions are primary source for advisory services
Main office
120 E 12th St
Tracy CA 95376
Advisors at this office
1
Most active in
California
Also doing business as
401 K Engineers · 401 K Engineers Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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