46 and 2 Investment Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
46 and 2 Investment Advisors, LLC is an independent, single‑advisor investment advisory firm that provides ongoing portfolio management and financial planning to individual and high‑net‑worth clients. Services include creation of client‑specific Investment Policy Statements and management across mutual funds, equities, fixed income, ETFs (including precious‑metal sector ETFs) and real estate funds, with both discretionary and non‑discretionary account options.
The firm’s investment approach is grounded in modern portfolio theory and a long‑term trading strategy, tailoring asset allocation, risk tolerance and security selection to each client’s documented objectives and time horizon. Portfolios are monitored regularly, with at least monthly reviews by the sole adviser and periodic reporting delivered through the custodian.
Distinctive features include a relatively small client base—roughly 37 accounts—managing about $52 million in assets and a stated account minimum of $500,000 (waivable), implying a higher average account size than many peers. The firm requires clients to use its recommended custodian (it recommends Charles Schwab), may receive broker‑provided research or other soft‑dollar benefits, and maintains an affiliated tax‑preparation business whose use is optional but could present a potential conflict of interest.
Client services
Expertise
Fee options
$0 - $2,000,000: 0.75% $2,000,001 - $5,000,000: 0.50% $5,000,001+: 0.25%
$200/hour
Account minimum: $500,000 Fee-only: Portfolio management fees negotiable; hourly financial planning fees negotiable; hourly rate $200/hour
Main office
Traverse City MI
Advisors at this office
1
Most active in
Michigan · Texas
Also doing business as
46 And 2 Investment Advisors, LLC · Stone, William J
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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