4 Thought Financial Group Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$171,011,583
Clients
297
Advisors
5
across 2 offices
About
4Thought Financial Group provides portfolio management and financial planning to a mix of individual investors (including high‑net‑worth clients), family offices, trusts, pension and retirement plans, corporations (including insurance companies), non‑profit organizations, and other registered investment advisers. Services include directly managed discretionary accounts, separately managed account (SMA) strategies, a sponsored wrap fee program, assets‑under‑advisory trading signals for third‑party advisers, and publishing of economic research and periodical content.
The firm structures portfolios using its Multi‑Method Investing® framework and Risk Premium Capital Allocation, offering model‑driven SMAs as well as fully customizable liability‑driven accounts and unconstrained tactical strategies that may use ETFs, institutional mutual funds, individual securities and algorithmic allocations. 4Thought supports other advisors through sub‑advisory and solicitation arrangements, and also offers subscription and retainer options (including ongoing model recommendation subscriptions and subscription financial planning), in addition to one‑time and hourly consulting.
Compared with many peers, 4Thought combines an active publishing/research business with its advisory practice and markets its proprietary SMA strategies to third‑party RIAs and platforms, while also sponsoring a wrap program — arrangements the firm discloses can create referral or proprietary‑product conflicts. The firm is licensed as an insurance broker and notes it may receive insurance commissions, and it reports adherence to GIPS and provides performance reporting and composites to interested parties.
Client services
Expertise
Occupation focus
Fee options
$0 - $10,000,000: 0.55% - 1.85% $10,000,000+: 0.35% - 1.65%
Minimum fee $200/hour for customized client-requested specific investment research/advice
Subscription for ongoing model-driven portfolio recommendations minimum $100/month; Subscription/Retainer fee comprehensive financial planning minimum $100/month
Account minimum: $500 Non-Qualified (NQ), $10,000 Qualified (Q) minimum initial investment for directly managed accounts; minimums may be waived under certain circumstances such as for subscription/retainer fee financial planning clients or retirement plan services program participants. Minimum fee: One-Time Consultation Fee minimum $400; Subscription Fee minimum $100/month; Hourly Rate Consultation Fee minimum $200/hour; Subscription/Retainer fee minimum $100/month for comprehensive financial planning Fee-only: One-Time Consultation Fees, Subscription Fees, Hourly Rate Consultation Fees, and Subscription/Retainer fees for financial planning
Main office
See office6851 Jericho Turnpike, Suite 120
Syosset NY 11791
Advisors at this office
4
Offices (2)
Most active in
California · Connecticut · Florida · Massachusetts · New Jersey · New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Advisors at this firm
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