917 Advisory Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$150,529,989
Clients
190
Advisors
3
of 4 employees
About
The firm provides investment advisory services to individuals (including high‑net‑worth clients), trusts, estates, and retirement plans, delivering discretionary portfolio management and financial planning as well as standalone hourly planning engagements. It also offers retirement‑plan advisory services—including serving in a 3(38) fiduciary role—and consulting to brokerage customers under written advisory agreements.
The investment approach is long‑term and grounded in fundamental analysis, with portfolios built predominantly from low‑cost mutual funds and ETFs and supplemented by individual stocks and bonds when appropriate; the firm may implement tax‑harvesting, rebalancing, or cash positions for hedging as client objectives require. Clients receive ongoing personal contact and discretionary management, the ability to impose reasonable investment restrictions, and periodic portfolio reviews at least annually or more frequently as circumstances change.
Distinctive features include managing approximately $167.5 million in discretionary assets with three advisors despite a recent founding date, and maintaining institutional relationships with both LPL Financial and Charles Schwab. The firm also provides ancillary services that are separate from advisory fees—licensed insurance sales and owner‑provided tax preparation—and may have limited custody through access to held‑away account login credentials (subject to a required surprise examination), a combination of capabilities less common among similar small advisory firms.
Client services
Expertise
Fee options
$0+: up to 2.00% annually for Wealth Management Services (negotiable, based on complexity and total relationship) $0+: up to 2.00% annually for Retirement Plan Advisory Services (negotiable, depending on size and complexity) $0+: up to 0.75% annually for Financial Institution Consulting Services
Certain Advisory Persons are licensed insurance professionals and receive commissions for selling insurance products separately from advisory fees.
Stand-alone financial planning services offered for hourly fees up to $200.
Fee-only: Wealth Management Fees up to 2.00% annually, Financial Planning hourly fees up to $200/hour, Retirement Plan Advisory fees up to 2.00% annually, Financial Institution Consulting fees up to 0.75% annually.
Main office
917 S Monroe St
Spokane WA 99204
Advisors at this office
3
Most active in
California · Idaho · Montana · Oregon · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Joi L
Series 63, Series 65
Spokane, WA
917 Advisory Services LLC
Joi Libsack is a financial advisor at 917 Advisory Services LLC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at LPL Financial LLC for 18 years. Joi is based in Spokane, WA. 917 Advisory Services LLC provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and retirement plans, along with retirement-plan advisory services including ERISA 3(38) fiduciary roles. The firm emphasizes fundamental analysis and a long-term investment approach, using low-cost mutual funds, ETFs, and individual securities, and has expanded its services to include institutional consulting and financial institution advisory.
Barbara M
CFP®, Series 65
Spokane, WA
917 Advisory Services LLC
Barbara Miller is a CFP® with over 17 years of industry experience, currently serving as an advisor at 917 Advisory Services LLC. She previously worked at LPL Financial LLC from 2008 to 2024 before joining 917 Advisory Services. In addition to her advisory role, she performs administrative work for a local insurance agent outside of her primary duties. 917 Advisory Services LLC provides investment advisory services to individuals, trusts, estates, and retirement plans, offering discretionary portfolio management and financial planning. The firm employs a long-term, fundamental analysis-based approach, utilizing low-cost mutual funds, ETFs, and selective individual securities, with personalized ongoing management and periodic portfolio reviews.
John S
CFP®, Series 63, Series 65
Spokane, WA
917 Advisory Services LLC
John Schram is a CFP® professional with 33 years of experience in the financial services industry. He has worked at LPL Financial for 28 years before joining 917 Advisory Services LLC, where he has been since 2024. In addition to his advisory role, he is a licensed insurance agent and provides tax preparation and accounting services. 917 Advisory Services LLC offers investment advisory services to individuals, trusts, estates, and retirement plans, focusing on long-term portfolio management using fundamental analysis. The firm manages discretionary portfolios primarily composed of low-cost mutual funds and ETFs, supplemented with individual securities as appropriate, and provides personalized ongoing contact and periodic reviews.
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